Inc Authority’s Top Business Credit Card Picks: 2024
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Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Advertiser Disclosure: Inc Authority has partnered with CardRatings for our coverage of credit card products. Inc Authority and CardRatings may receive a commission from card issuers.
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The Chase Ink Business Cash® card is our overall top pick, as there no annual fee, an introductory APR of 0% on purchases for 12 months, plus you will earn cash back on every single purchase that you make! After the first year, the ongoing APR will be variable (17.74% - 23.74%).
Let’s talk about the valuable sign-up bonus: Cardholders can earn up to $750 bonus cash back after spending $6,000 on purchases in the first 3 months from account opening. This bonus can be a great way to quickly offset some of your business expenses.
Our favorite feature of this card is the rewards program, which provides 5% cash back on the first $25,000 spent at office supply stores and on internet/ cable. Additionally, you can earn 2% cash back on the first $25,000 spent at gas stations and restaurants each account anniversary year, with 1% cash back for all other purchases, making it highly beneficial for almost all business owners.
In addition to rewards, the Chase Ink Business Cash® Card offers several other benefits that can be helpful for small business owners. For example, the card comes with purchase protection, extended warranty protection, and travel and emergency assistance services. These benefits can provide peace of mind and help protect your finances.
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- Enjoy the only co-branded card in the U.S. that offers unlimited 4x points on all purchases and has no annual fee.*
- Earn unlimited 7x points through direct GM purchases.*
- No foreign transaction fees, or cash advance fees.
- Choose your favorite car on your card design (Includes GM, Chevrolet, Buick, GMC, or Cadillac)
- Take advantage of a 0% intro APR on purchases for the first 12 months, followed by a variable APR of 19.24% to 29.24%.*
- See if you're approved with no impact on your Credit Score!
This is perhaps the best points card on the market with no annual fee! You will consistently receive 4x points on all purchases, which means you are not limited to specific spending categories! Experience savings with every purchase, so why not get more out of your expenses?
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- Earn $500 cash back after you spend $5,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- Earn 3% cash back on every single purchase. All categories apply.
- The card that cares less about your credit score and more about your business.
- Includes the Revenued Flex Line.
- A flexible line and business card bundled in one.
- No application, annual, or draw fee.
- Terms apply.
- Spending limit determined by cash flow of your business and other factors.
The Revenue Business Card is the best for individuals with limited or poor credit history. This card will help build or rebuild credit over time with responsible use, with no yearly fees!
Advertiser Disclosure: Inc Authority has partnered with CardRatings for our coverage of credit card products. Inc Authority and CardRatings may receive a commission from card issuers.