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Best Debt Consolidation Loans April 2024
Start your path to a debt-free life
Take control of your financial well-being with the top debt consolidation Loans. Apply online today and start building a plan to pay off your debt.
Best Debt Consolidation Loans April 2024
Start your path to a debt-free life
Take control of your financial well-being with the top debt consolidation Loans. Apply online today and start building a plan to pay off your debt.
Best Debt Consolidation Loans April 2024
Updated April 2024
Quick Approval
Lower Monthly Payments
Low Credit Accepted

Filter the best options for you:

1
Editor's Choice
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.6
Consumer Engagement
Based on Click-Share
5.0
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.6
Consumer Engagement
Based on Click-Share
5.0
  • Best for debt above $30K
  • Get rid of debt in 24-48 months
  • Free initial consultation
  • 850K+ clients served
Over $15 billion in debt resolved
Get My Rate
Visit Freedom
2
9.1
Outstanding
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.7
Consumer Engagement
Based on Click-Share
4.5
9.1
Outstanding
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.7
Consumer Engagement
Based on Click-Share
4.5
  • Best for debt above $25K
  • Free savings estimate
  • Get rid of debt in 24-48 months
No upfront fees and no obligation
3
8.5
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.8
Consumer Engagement
Based on Click-Share
4.1
8.5
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.8
Consumer Engagement
Based on Click-Share
4.1
  • Best for debt above $20K
  • Personalized options
  • Risk-free consultation
30+ years of experience in finance
4
8.2
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.9
Consumer Engagement
Based on Click-Share
3.9
8.2
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.9
Consumer Engagement
Based on Click-Share
3.9
  • Best for debt above $20K
  • Be debt free in 24-48 months
  • 300K+ clients served
Free consultation with a debt specialist
5
8.3
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.8
Consumer Engagement
Based on Click-Share
4.0
8.3
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.8
Consumer Engagement
Based on Click-Share
4.0
  • Best for debt above $15K
  • Free savings estimate
  • High customer satisfaction
No upfront fees
6
Our Pick for Debt Under $10K
8.4
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.3
Consumer Engagement
Based on Click-Share
4.2
8.4
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.3
Consumer Engagement
Based on Click-Share
4.2
  • Best for debt above $1K
  • Simple loan process
  • Superb customer service
Compare rates for debt consolidation
Compare Between Top Lenders
Use this side-by-side comparison table to help you find the right lender.
Features
9.8
9.1
8.5
8.2
8.3
BBB Rating
A+, accredited
A+, accredited
A+, accredited
A+, accredited
NR, accredited
Min. Debt Amount
$25,000
$20,000
$10,000
$15,000
$15,000
Loan Term
24-48 months
24-60 months
24-48 months
4-48 months
24-60 months
In Business Since
2002
2009
1991
2011
2007
Customer Service
Phone & email
Phone & email
Phone & email
Phone & email
Phone & email
Top Choice Overall
1
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.6
Consumer Engagement
Based on Click-Share
5.0
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.6
Consumer Engagement
Based on Click-Share
5.0
  • Rated 4.6/5 ☆ on TrustPilot
  • Resolved over $12 billion in debt
  • Highly trained debt professionals
  • 24/7 online client dashboard
Get My Rate
Visit Freedom
FAQs About Debt Consolidation Loans
Looking to improve your financial well-being and consolidate your debt? In addition to comparing the top debt consolidation lenders, we've compiled some of the most commonly asked questions about debt consolidation.
What is debt consolidation?
Debt consolidation refers to a financial strategy that combines high-interest debts into a single, lower-interest monthly payment. Consolidation loans have fixed terms and fixed interest rates, so you can take control of your debt, know exactly when you will be debt-free, and pay off your debt faster.
How does debt consolidation work?
Those looking to consolidate debt usually have two different options. A 0% interest, balance-transfer credit card involves transferring debts onto the card and paying the balance in full during a promotional period. Another type of debt consolidation provides a fixed-rate personal loan in which borrowers use the money from the loan to pay off debts before paying back the loan in installments according to new terms.
Does debt consolidation affect credit?
Debt consolidation can help improve credit if it helps someone make payments on time while also reducing the amount of money owed on different accounts. However, credit can suffer if the person continues to run up credit card balances again or miss payments.
What is the best debt consolidation solution?
The best debt consolidation lender for you will depend on several factors, including the amount of debt, type of debt (s), financial history, and what type of terms you are looking for. Those looking for a quality debt consolidation loan should consider these factors and review the different options using our comparison and in-depth reviews.
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