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SELF-DIRECTED SOLO 401(k)
Maximize Your
Retirement Wealth
Get $100 off your Solo 401(k)
Speak with a Specialist
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Make your dream retirement a reality with an easy and affordable Self-Directed Solo 401(k) plan designed to match your investing ambitions.
Excellent
4.8 out of 5
based on 3,000+ reviews
As Seen In...
Ranked #1 by
20,000+ clients
#1 Live Support
Since 2014
Simple Pricing.
No Hidden Fees.
World-Class
Security
Our Reviews
Scott P.
Broad Financial has been nothing but helpful and diligent since I set up my Self-Directed Solo 401(k). They’re knowledgeable, answer all my questions, and ensure proper forms are submitted on my behalf each year.
Art C.
Broad Financial made it easy to set up my Self-Directed Solo 401(k) from the start. All of my questions have been handled quickly and professionally by their customer support team. I highly recommend them for anyone who qualifies.
Tom R.
I’m not a financial wizard, but
Broad Financial made setting up a Self-Directed Solo 401(k) super simple. Everything from my first call to funding my account was a breeze — I’m so happy to have gone with them over other firms!
Solo 401(k)
Eligibility
Self-employed with no employees
Self-employment income
Self-Directed Solo 401(k)
Retirement Investing for
Self-Employed Individuals
Securing your financial future requires a retirement plan as flexible as you and your business. A Self-Directed Solo 401(k) stands out as the premier choice for self-employed individuals who demand control, higher contribution limits, and broader investment opportunities beyond stocks and bonds.
Discover how you can start building wealth with a Self-Directed Solo 401(k)!
Build Retirement Wealth
Invest in Alternative Assets
Diversify your portfolio into assets with higher potential rates of return
Real Estate
& Land
Private
Equity
Promissory
Notes
Cryptocurrency
Precious
Metals
And Many
More!
How it Works
Make Your Dream Retirement a Reality
We make the process of setting up a Self-Directed Solo 401(k) as simple as possible. We’ll walk you through every step and ensure all of your questions are answered.
STEP 1
Complete Our Form
Let’s get to know each other — tell us about yourself and what you’re trying to do
STEP 2
Choose a Date & Time
We’ll work with you to find the perfect opportunity to discuss your investing goals
STEP 3
Get Professional Guidance
We’ll focus on your unique investing goals and deliver clear answers to your questions
Flexible Funding Options
Transfer or rollover from your current retirement account, or make an initial contribution
We’ll Help You Get Started
Fund a Solo 401(k) with Ease
We've assisted thousands of investors in transferring and rolling over from their current retirement plans with other custodians, including Fidelity, Schwab, and hundreds more.
At Broad Financial, we'll help you every step of the way so you always have peace of mind and can focus on investing and building wealth!
2024 Contribution Limits
Contribute Nearly 10x More with a
Self-Directed Solo 401(k)
Transform your retirement investing with higher contribution limits and greater asset flexibility
Traditional IRA Plan
Under 50 Contribution Limit
Over 50 Contribution Limit
$7,000 / Per Year
$8,000 / Per Year
Self-Directed Solo 401(k) Plan
Under 50 Contribution Limit
Over 50 Contribution Limit
$69,000 / Per Year
$76,500 / Per Year
#1 Option for Self-Employed
Client Reviews
Why Broad Financial?
Reliable Support
I am impressed with the flexibility and control my Solo 401(k) plan has provided. Broad Financial provides excellent and reliable customer service, with staff readily available to answer all my questions. Interacting with them is always a positive and informative experience.
Dennis C.
Solo 401(k) Owner
Easy to Set Up
Broad Financial made it easy to set up and rollover of my previous employer’s 401(k) into a Self-Directed 401(k). Their support team responded to my questions in a timely manner at every step of the process.
Justin W.
Solo 401(k) Owner
Low Fees
Broad Financial’s fees are the best in the industry and your ability to have Checkbook Control is paramount in agile investing practices. I could not be happier with their service and would recommend them to anyone.
Jason P.
Solo 401(k) Owner
Our Fees
Save on a Self-Directed Solo 401(k) Plan
Don’t find yourself overpaying for a plan that offers less than the best. At Broad Financial, we combine the perfect balance of low fees and next-level customer support.
Premium Support & Savings Included
Self-Directed Solo 401(k) Plan
$149 / Per Year
$995 one time setup fee
Account Set Up & Rollover Experts
Ongoing Plan Maintenance & Support
Unlimited Free Transactions
Checkbook Control
Optional Mega Backdoor Roth
IRS Approved Documentation
Access to Alternative Investments
Highest Contribution Limits
Expedited Solo 401(k) Set Up
Roth Solo 401(k) Plans Available
Real Estate
Cryptocurrency
Crowdfunding
Startups
Private Lending
Precious Metals
Private Equity
Almost Anything
Self-Directed Solo 401(k) Plan
Schedule a Consult in Under 1 Minute!
Frequently Asked Questions
FAQs
A Self-Directed Solo 401(k) is a retirement savings plan designed for self-employed individuals or small business owners without full-time employees. It offers high contribution limits and the flexibility to invest in a wide range of assets beyond stocks and bonds.
A Self-Directed Solo 401(k) empowers self-employed individuals to directly manage their investments through the establishment of a trust account with Checkbook Control at the bank of your choosing. With your plan set up, you can invest in a wide range of assets by simply writing a check from your Solo 401(k) account.
Self-employed individuals or business owners with no full-time employees (other than themselves and their spouse) who generate earned income from their self-employment activities are eligible.
In most cases, we can get your Self-Directed Solo 401(k) account established and open in less than a week.
You can invest in a broad array of assets, including but not limited to, real estate, precious metals, private equity, cryptocurrency, and much more — offering far superior control and flexibility than comparable plans.
We offer a low, flat annual maintenance fee of $149 per year, which covers documentation updates and administrative support. However, unlike most self-directed retirement accounts, our Solo 401(k) has no everyday transaction fees. This is because the account holder performs all the transactions themselves with their dedicated checkbook.
Yes! If you’re seeking tax-free growth, we offer the option to open a Roth Self-Directed Solo 401(k).
based on 3,000+ reviews
Maximize Your Retirement Wealth
Make your dream retirement a reality with an easy and affordable Self-Directed Solo 401(k) plan designed to match your investing ambitions.
SELF-DIRECTED SOLO 401(k)
Retirement Investing for
Self-Employed Individuals
Securing your financial future requires a retirement plan as flexible as you and your business. A Self-Directed Solo 401(k) stands out as the premier choice for self-employed individuals who demand control, higher contribution limits, and broader investment opportunities beyond stocks and bonds.
Discover how you can start building wealth with a Self-Directed Solo 401(k)!
We've assisted thousands of investors in transferring and rolling over from their current retirement plans with other custodians, including Fidelity, Schwab, and hundreds more. At Broad Financial, we'll help you every step of the way so you always have peace of mind and can focus on investing and building wealth!
Fund Your Account with Ease