The Complete Guide to Online Bank Accounts and How They are Disrupting the Banking Industry

Introduction: What is an Online Bank Account and How Does it Actually Work?

Online banking is a type of banking that does not require the customer to visit a physical bank. Customers can manage their finances online through an internet browser or mobile app.

Online banking has many advantages over traditional methods. It is more convenient for customers because they can access their account at any time, from any location, and on any device. It also reduces the costs for banks because they do not have to maintain branches in every city or town. Online banking also offers customers greater security because they do not need to disclose sensitive information such as credit card numbers or bank account numbers over the phone or internet.

The first online bank was launched in 1989 by CompuServe and called E-bank. The first mobile app was launched by Barclays Bank in 1998 and called mBanking.

How Online Banks can Help with 5 Amazing Use Cases

Banking apps are becoming more and more popular. They provide a convenient way to manage your finances on the go, but that's not all. Banks can also use them for their own purposes.

Here are 5 ways how banking apps can help people with their finances:

1) Banking Apps Can Help You Save Money

2) Banking Apps Can Help You Keep Track of Your Spending

3) Banking Apps Can Help You Manage Your Bills

4) Banking Apps Can Help You Pay Your Bills

5) Banking Apps Can Help You Get Ahead of Financial Emergencies

Online Bank Account, a Banker's Best Friend to Save Time & Money

Online banking is one of the most popular and convenient ways to manage your finances. With the help of AI, it has become even easier than before. You can pay your bills with voice commands and get instant notifications on your phone.

The rise of AI in banking has been a blessing for those who are always on the go. It has made it possible to manage their finances without having to go into a branch or logging into an account.

What are the Best Online Banks In the Market

A digital bank account is a type of bank account that is opened online and provides banking services through the internet. They are also called online bank account, virtual bank or internet bank. These accounts offer many conveniences such as the ability to transfer funds, pay bills, and manage finances from anywhere at any time.

The best online banks in the market are

1) Capital One 360

2) Ally Bank

3) Wells Fargo

Mobile Banking Apps - Everything you need to know

We did the research and narrowed down to ten sites that will help you get the information you need and make a decision. Keep reading to learn about each one.

We combined over twenty different criteria to establish out rankings with the help of cutting-edge Artificial Intelligence and expert contributors. These criteria include user reviews, content relevance, website reputation score, user votes, and more (We make sure to update these rankings on a regular basis so that the information is always up to date).

We've included the most useful Mobile Banking Apps videos in our review, as well as links to further resources for more information.

Mobile Banking Apps
Mobile Banking Apps

Interest in mobile banking apps over time

According to our data there has been a growing interest in mobile banking apps over the past few years. We estimate that there have been over 42,689 search engine searches in the United States in 2023 alone.

Top 10 Mobile Banking Apps and Mobile Banking Apps websites as ranked by people like you

The Community ranked the best Mobile Banking Apps websites so that you can find what you need. Help improve the ranking by voting too.

Last updated: 2024-05-20

Rank

Provider

Description & Features

Site

1

169

20 Top Mobile Banking Apps - thefinancialbrand.com
20 Top Mobile Banking Apps - thefinancialbrand.com
Improved Mobile Banking Payment Functionality. One of the key drivers of increased usage of mobile banking apps is the ability for customers to do more within the app. Greater self-servicing capability, payment functionality and account integration are all moving from the desktop to the mobile device.

2

157

Mobile Banking | Mobile phone banking | U.S. Bank
Mobile Banking | Mobile phone banking | U.S. Bank
Our Online Risk-Free Guarantee makes mobile banking safe. The U.S. Bank Mobile App makes it easy. Sign in with a touch or a glance with Touch ID ® for iPhone ® and iPad ®, Face ID ® for iPhone X, and fingerprint authentication for Android ™ phones. Review e-statements and transaction history. Activate U.S. Bank credit and debit/ATM cards

3

145

The Best Mobile Banking Apps of 2019 - SmartAsset
The Best Mobile Banking Apps of 2019 - SmartAsset
Mobile banking apps have come a long way. Once upon a time, features like mobile check deposit were considered cutting edge. Now, consumers have come to expect that kind of functionality – along with seamless money transfers, bill pay, ATM locators and more. So what is now considered cutting edge ...

4

135

15 Best Mobile Banking Apps and Services | GOBankingRates
15 Best Mobile Banking Apps and Services | GOBankingRates
Mobile banking apps enable you to easily perform many of your banking functions from your phone or tablet. Whether you need to deposit checks, pay bills or check your account balance at your financial institution, don’t miss the chance to get the job done in just a few screen taps with some of the best banking apps available.

5

125

Mobile Banking | Digital | Chase
Mobile Banking | Digital | Chase
Mobile banking allows you secure online account access from virtually anywhere in just one swipe. Download the Chase Mobile App now.

6

115

Mobile Banking | PNC
Mobile Banking | PNC
The PNC Mobile Banking App provides a traditional mobile banking view for anyone who uses Online Banking. The Virtual Wallet ® App provides an enhanced mobile banking experience that contains many of the features found in a customer’s PNC Virtual Wallet. You must have a Virtual Wallet in order to use the Virtual Wallet App.

7

107

Apps - Apps for Online Banking - Wells Fargo
Apps - Apps for Online Banking - Wells Fargo
Wells Fargo offers smartphone and tablet apps specifically for your mobile device for fast and free access to your bank account.

8

99

Mobile and Online Banking Benefits & Features from Bank of ...
Mobile and Online Banking Benefits & Features from Bank of ...
Discover benefits and features of Bank of America's Online Banking and Mobile Banking app. Learn why J.D. Power certified Bank of America with 'an Outstanding Mobile Experience' for ease of navigation, information availability and clarity.

9

92

Mobile Banking App | U.S. Bank Mobile App | U.S. Bank
Mobile Banking App | U.S. Bank Mobile App | U.S. Bank
This app was made for you. The U.S. Bank Mobile App gives you a full suite of financial tools at your fingertips. Check your balance, find ATMs and branch locations, deposit checks, pay bills and people, manage your credit card and monitor payments – all within the app.

10

85

Chase
Chase
Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you.

Top 10 ranking changes over time

Mobile Banking Apps videos considered

We analyzed 1,641 hours of the most informative Mobile Banking Apps videos. These videos stood out the most:

Useful Mobile Banking Apps Resources

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As Seen on the Web - A.I powered insights

This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.

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