Prepaid & Debit Cards

Highlights

• With Direct Deposit, you can get paid faster than a paper check.
• No late fees or interest charges because this is not a credit card.
• Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
• Card use is subject to activation and ID verification. Terms and Costs apply.
• Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
• See additional NetSpend® Prepaid Visa® details.

Additional Info

Specifications

Highlights

• With Direct Deposit, you can get paid faster than a paper check.
• No late fees or interest charges because this is not a credit card.
• Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
• Card use is subject to activation and ID verification. Terms and Costs apply.
• Card issued by MetaBank® N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
• See additional Netspend® Visa® Prepaid Card details by clicking Apply Now

Additional Info

Specifications

Highlights

• Overdraft protection up to $200 with opt-in and eligible direct deposit*
• No monthly fees with eligible direct deposit, otherwise $5 per month
• Earn up to 7% cash back when you buy eGift Cards in the app
• Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
• High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Additional Info

• Overdraft Protection: up to $200 with opt-in and eligible direct deposits
• Activation Fee: $0
• Monthly Fee: No monthly fees with eligible direct deposit, otherwise $5 per month
• Direct Deposit Fee: $0
• ATM Fee: $0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.
• Credit Recommended: All Credit Types Considered
• Reports to Consumer Reporting Agencies: See more on Go2bank site
• Number of Bureaus: 3

Specifications

Highlights

• Extra is the first debit card that helps you build your credit and earns up to 1% back in points for everyday purchases like gas, coffee and your phone bills.¹
• No interest. No credit checks. No deposit required.
• Track your spending & credit score—follow your progress with Credit Journey on the Extra App
• Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store¹
• Use your bank—keep your money where you want, while spending smarter with Extra.¹
• ¹The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.

Additional Info

• Activation Fee: $0
• Annual Fee: See Terms
• Brand Name: Mastercard
• Checking Account Required: Yes
• Credit Check: No
• Credit Recommended: All Credit Types Considered
• Minimum Deposit: $0
• Rewards Rate: Earn up to 1% in points
• Reports to Consumer Reporting Agencies: Yes

Specifications

Highlights

• $0 Annual Fee
• $0 Foreign Transaction Fee
• No Credit Check to Apply
• No Minimum Deposit Required*
• No preset spending limit
• Doesn’t charge interest*
• Reports to Experian, Equifax and TransUnion credit bureaus
• Ability to instantly disable your card to prevent fraud
• Can be used everywhere Visa is accepted

Additional Info

• No annual fees or interest,* no credit check to apply, and no minimum security deposit required³
• Help increase credit score by an average of 30 points¹
• View and track your FICO® Score right in the Chime app. FICO Scores are used by 90% of top lenders
• Use everywhere VISA is accepted on everyday purchases, such as gas and groceries, and have these purchases count towards building credit via on-time payments
• Build credit history with your own money – your direct deposit sets how much you could spend, spend up to that amount, and have your monthly balance automatically paid with your direct deposit.
• Instant disable card in-app and real-time transaction alerts to prevent fraudulent activities, 24/7 support to assist you around the clock.
• Interest and fee-free˜ cash withdrawals at 60K+ ATMs at retailers like Walgreens, CVS, and more.
• Apply for a Secured Chime Credit Builder Visa® Credit Card once you sign up for a Chime Checking Account and receive a qualifying direct deposit of $200 or more². See www.chime.com to learn more.
• Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
• *No interest: Out of network ATM withdrawal fees may apply. See here for details.
  ¹ Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.

  ² To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.

  ³ Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.

  ATM Disclosure: Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

Specifications

Highlights

• Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
• Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
• Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
• Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
  *Please see site for full terms and conditions.

Additional Info

• Activation Fee: $0
• Monthly Fee: $0 with eligible direct deposit
• Direct Deposit Fee: $0
• ATM Fee: $2.50
• Credit Recommended: N/A

Specifications

Highlights

Banking with benefits

• Overdraft coverage : Get Instant overdraft coverage with Genius.
• Earn up to 20% cash back : Earn cash back on gas, groceries, and more.
• Identity protection : Monitor your money for suspicious activity 24/7.
• Get paid up to 2 days early : Access your paycheck up to 2 days early with direct deposit.
• Saving and investing : We’ll save and invest for you — automatically.
• Fee-free ATMs : Withdraw cash for free at over 55,000 ATMs.

Get up to $250 in minutes

• Instant overdraft coverage. No credit check. Add your email to sign up and see what you qualify for:
• Limits range from $25-$250. Genius subscription required. Subject to eligibility requirements. Transfer fees may apply.

Additional Info

Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, and Wells Fargo, N.A. 

The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

When you join Albert, you’ll set up an Albert Cash account and a 30 day trial as part of the sign-up process. Albert account holders will be charged a Genius account fee. Genius fees cost $12.49/month billed yearly or $14.99/month billed monthly. If you deactivate or close your account within 30 days of opening an account, you will not be charged the fee. The Genius fee will auto-renew until your account is deactivated or closed. Deactivate or close your account any time in the app.

With Instant overdraft coverage, eligible members can overdraw their Albert Cash account for ACH transfers, ATM withdrawals, debit card purchases, and other electronic transfers. Overdraft limits range from $25 to $250. The average approved overdraft limit is approximately $80 as of 11/1/23. Genius is required to access Instant overdrafts but you may cancel any time. Not all Genius customers will qualify for Instant overdraft. Fast transfer, ATM, and other applicable fees may apply. See app for details.

Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits to Albert Cash accounts on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

Cash back rewards are subject to terms.

To be eligible for savings bonuses, you must have Genius and maintain a monthly average and ending balance of $10 or more. Bonuses for the month prior are paid by the 3rd of the following month.

Specifications

Highlights

Grow Credit offers a free Mastercard you can use to pay your subscriptions and build your credit.

• Connect a bank account to apply for a Grow Credit interest-free Mastercard.
• Signing up is easy and completely free.
• Use your Grow Credit Mastercard to pay for your existing subscriptions or browse for new ones.
• Just sit back, relax and watch your credit score grow!

Additional Info

• Annual fee : $0
• Rewards rate: None
• Bonus offer : None
• Intro APR : N/A
• Ongoing APR : None
• Foreign transaction fee : None

Specifications