Ways to save

Watch your money grow

Give your savings the opportunity to grow through several dividend earning options

Compare different ways to save

Savings

Money Market Account

Best for People who want stable returns and easy access to their money Members who want a rate that adjusts based on market conditions
Minimum balance to open* No requirement No requirement
Monthly fee None None
More Details More Details
Best for
Minimum balance to open*
Monthly fee

Savings

Best for
People who want stable returns and easy access to their money
Minimum balance to open*
No requirement
Monthly fee
None
More Details

Money Market Account

Best for
Members who want a rate that adjusts based on market conditions
Minimum balance to open*
No requirement
Monthly fee
None
More Details

More ways to save

Certificate accounts

Choose from a range of certificate terms, with longer terms earning higher rates of return on your investment. Insured for up to $250,000, certificates are a safe way to grow your money.

Individual retirement accounts (IRAs)

Grow your retirement fund with great tax advantages while also diversifying your investment portfolio. Choose from Traditional and Roth IRAs or Simplified Employee Pensions (SEPs).

Health savings accounts (HSAs)

Save to pay for the out-of-pocket medical costs your High Deductible Health Plan might leave you—and save on taxes while you’re at it.

IRA certificate accounts

Make your money work for you--put your hard-earned savings somewhere it can grow. View account options offering better rates that standard savings accounts.

Savings account features

Convenient access

Use any of the 55,000+ surcharge free ATMs in your network. If you also have a Global Credit Union checking account, you can use your Visa® Debit Card for both your checking and savings accounts.

As part of the CO-OP Shared Branch Network® you can visit a branch to access your accounts at thousands of locations across the U.S.

Shared branch locations offer a range of services that may include:

  • Deposits, withdrawals, and transfers.
  • Loan payments.
  • Visa cash advances, check withdrawals, and money orders.
  • Notary services.

Overdraft protection

Want the flexibility to go over your balance if you need to? Ask for overdraft protection to take funds from your Savings, Money Market, credit line, or home equity line of credit4.

If you need to use your overdraft protection, there is one low fee charged at the end of the day—rather than for each individual transaction.

Even more benefits

Use your Savings account to secure a pledge of shares loan or to start building credit with a Global Credit Union Secured Visa® Platinum Credit Card.

Automate your saving by setting up automatic deposits from another account.

Talk to a real person through the 24/7 Member Service Center—even on holidays.

Global Credit Union app

Secure, convenient, and available 24/7/365

  • View your account balances and recent transactions
  • Transfer money between your accounts, or send to family and friends
  • Deposit checks and make payments
  • Turn your Global Credit Union Debit and Credit Cards on or off, and more

Download the Global app for iPhone or Android today!

Download on the App Store    Get it on Google Play

Learn about money management

Why It’s Important to Have a Free Checking Account

Make sure that ‘free’ checking really is free for how you spend money.

Banks vs. Credit Unions: What’s the Difference?

Earn higher interest, pay lower fees. Here’s what’s good about credit unions.

How to Create a Household Budget: 5 Things You Need to Know

A good budget helps you make smart money decisions. Here’s how to get started.

family playing in autumn leaves

How Do I Automatically Transfer Money to Savings?

Reach your goals faster with automatic transfers to your savings account.

Should I Save Money or Pay Off Debt?

Learn how to stay on top of both.

Always here when you need us

We don’t think exceptional service should be so exceptional. Get in touch with us 24/7/365 from anywhere in the world.

Whether it’s in a branch or over the phone, you’ll talk to a real person.

The applicable minimum daily balance is required to obtain the stated Annual Percentage Yield (APY).

4A Latitude checking account is required to sign up for overdraft protection. 

You may change your savings account type, one time per dividend period by visiting any branch or by calling the Member Service Center at 800-525-9094. Please note that the type of account does not automatically change based upon the account balance

For complete account information, refer to the Share Account Disclosure Statement. You will also receive one at the time an account is opened. 

*$50 minimum daily balance required to earn dividends (Savings) and $5,000 minimum daily balance required to earn dividends (Money Market).