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What is a loan that is guaranteed by the veterans Administration?

THE GUARANTY VA-guaranteed loans are made by private lenders such as banks, savings and loan associations, or mortgage companies. To get a loan, you apply to the lender. If the loan is approved, VA guarantees the loan when it is closed.

Can a VA loan be used for a farm?

The Department of Veterans Affairs (VA) Home Loan benefit may be used to purchase a farm. There must be a farm residence on the land, and the Veteran must live in it as his or her primary residence. VA-guaranteed loans can only be used for residential purposes, and not to purchase a business.

Do veterans automatically qualify for a VA loan?

Minimum service required for a VA mortgage VA home loans are available to active-duty service members, veterans (unless dishonorably discharged), and in some cases, surviving family members. To be eligible, you need to meet one of these service requirements: Youve served 181 days of active duty during peacetime.

What types of loans are available for veterans?

Veterans Loans Cash-Out Refinance Loan. The Department of Veterans Affairs (VA) Cash-Out Refinance Loan is for homeowners who want to trade equity for cash from their home. Interest Rate Reduction Refinance Loan (IRRRL) Veterans Life Insurance Policy Loans and Cash Surrenders. Home Loan for Regular Purchase.

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