The Battle For the Best Annuities Of 2024

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 7 Reasons Why Americans Have Invested Over 3 Trillion Dollars  Into Annuities 

1.  Safety - Insurance companies are forced to set aside $1 for every $1 invested into annuities. Banks often fail because they take $1 and make $10 in loans that go bad. Annuities don't do this.  A banker I used to work with had a huge penny on her desk. She used to tell bank customers that the penny was more than anyone ever lost in a fixed annuity. 

2. Guaranteed income for life - Annuities can fill in the gaps when social security, pensions, and other retirement accounts don't provide enough retirement income. Annuities allow you to take a lump sum today and create a steady stream of income paid monthly, quarterly or yearly. 

3. Reasonable returns - Traditional fixed annuities provide a safe alternative to bank CDs and savings accounts.  Some uncapped index annuities have earned 7-17% in specific years. You earn a portion of the market upside without risking your principal. Some of the gains, none of the losses. 

4. Tax-deferred growth - Annuities offer triple compounding on your interest. Earn interest on your principal, interest on your interest, and interest on the money normally lost to taxes. 

5. Long-Term Care Benefits - Some annuities offer 200-300% of your initial deposit in long-term care benefits with an optional rider. There is no cost, and everyone qualifies regardless of health. 

6. Leave a Legacy - You can leave a lovely one a monthly, quarterly, or annual check. This can be especially beneficial if you think they might not spend it wisely. 

7. No fees - Many fixed, indexed, and income annuities have no fees whatsoever. 

Bonus Reason - Some annuities offer up-front bonuses on deposits up to 10%.  Example, invest $100,000 and receive a $10,000 bonus.  Bonuses are usually attached to longer-term products, which may or may not be right for your situation. 

Request our free annuity comparison report.  Let us send you the best annuities for 2024 that offer the highest rates, lowest fees, and highest guaranteed returns. 

Little-Know Tips To Consider Before Buying An Annuity

•  There are many types of annuities.  Some are designed for growth. Others are designed for income. Choose the right type for your situation. 

• Rates vary considerably! The top 5 year fixed annuity is paying 220% more interest than the bottom in our database. 

• Invest in annuities for what they will do, not what they might do.  Compare their contractual guarantees. 

•The US Treasury and IRS have endorsed certain types of "income annuities" for those looking for retirement income. 

• Several states have banned annuities with terms over 10 years. You should do the same. 

• Income annuities (SPIA's) usually provide the highest payouts if you need income to start right away

• Considering an index annuity? Find out what the cap is and in plain english how the gain is calculated. If looking at index annuities with income riders, request our free report because we can compare 150+ products and show which ones are the best.
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• Consider your situation if you need income.  Some annuities are better for single men, single women or couples with a large age difference.  Shop around as your situation matters. 

•If you purchase an immediate annuity with "life with cash refund or life with installment refund" your listed beneficiary will receive 100% of remaining dollars.  

• Be careful with the fees on variable annuities. Whenever someone says something negative about annuities its almost always about variable annuities. 

• Seen annuity ads where they promise 12-15% returns without market risk? They come from uncapped index annuities. These returns are possible when the market goes up considerably but keep in mind these are not normal returns. 

•If you purchase a traditional fixed annuity find a company with strong "renewal rates". This is important because the rates can change.  MYGA annuities rates are locked in for the entire term and are sometimes called "CD Annuities"

• Diversify.  Don't invest all of your savings with one company.  Shop wisely and look for stable, highly rated companies. 

• Shop around. Find the best products on the market.  Don't settle for anything but the best. Look for research from third parties. 

• Don't buy an annuity until you compare the rates, benefits and fees of all of the products available. 

•Request our free annuity comparison report above by clicking on the "Get My Free Annuity Report Now!" button. 

• Our free report compares 1,420 annuities from America's two largest annuity databases. Find the highest guaranteed returns. 

• Let us do the work for you. Request our free report and save valuable time. 

Why have Americans invested over 3 Trillion Dollars into annuities? 

If you could read just one article to better understand annuities,  this is it. I dare you to read this entire article and not change the way you think about annuities. 

I am not sure if annuities are right for you, but the information below will let you decide that for yourself.  How open minded are you?

After reviewing the information below, request our free, no obligation "Annuity Comparison Report" where we send you information on the best products available for your state.

We've scoured 1,420 annuities from  the two largest annuity databases in the USA to find the very best products available. The free report highlights the annuities with the highest rates, lowest fees and highest guaranteed returns. 

If you are looking for retirement income, our free report shops 150+ annuities and highest the companies with the highest guaranteed returns. It's fast, free, and there is no obligation.