All about Online Checking Accounts - How to Compare and Choose the Best One for You

Introduction : What are Online Checking Accounts?

Online checking accounts are a type of account that is available to consumers through the internet. There are many different types of online checking accounts, but all of them offer convenience and simplicity to the user.

Online banking has become increasingly popular in recent years. The convenience and ease of use have made it so that people now prefer to bank online instead of going into a branch location. This shift in behavior has led to an increase in online checking accounts being offered by banks and credit unions alike.

Online Checking Account Advantages

Online checking accounts are a great choice for people who want to save money and don't want to worry about maintaining a monthly balance.

An online checking account is an account that is only available online. This type of account doesn't require you to maintain a minimum balance, doesn't charge you with monthly fees, and has higher interest rates than traditional bank accounts.

Best Banks for Online Checking Accounts

There are many banks that offer online checking accounts. But not all of them provide the best service. To find the best bank for your needs, you should compare features and account benefits.

Features to Compare:

-Minimum balance requirements -Fees for low balances and other services, such as inactivity fee or overdraft protection fee

-Interest rates on balances and new deposits

-Perks, such as free ATM withdrawals or free checks from home

Common Questions Around Online Checking Accounts

Online checking accounts are a great way to manage your money and make sure that it is accessible 24/7. But before you sign up for an account, there are a few things that you should consider.

What is the monthly fee? How much can I deposit? What kind of account do I want?

Online Checking Accounts - Everything you need to know

We did the research and narrowed down to ten sites that will help you get the information you need and make a decision. Keep reading to learn about each one.

We combined over twenty different criteria to establish out rankings with the help of cutting-edge Artificial Intelligence and expert contributors. These criteria include user reviews, content relevance, website reputation score, user votes, and more (We make sure to update these rankings on a regular basis so that the information is always up to date).

We've included the most useful Online Checking Accounts videos in our review, as well as links to further resources for more information.

Online Checking Accounts
Online Checking Accounts

Interest in online checking accounts over time

According to our data there has been a growing interest in online checking accounts over the past few years. We estimate that there have been over 245,533 search engine searches in the United States in 2023 alone.

Top 10 Online Checking Accounts and Online Checking Accounts websites as ranked by people like you

The Community ranked the best Online Checking Accounts websites so that you can find what you need. Help improve the ranking by voting too.

Last updated: 2024-06-03

Rank

Provider

Description & Features

Site

1

237

9 Best Online Checking Accounts of 2023 - NerdWallet
9 Best Online Checking Accounts of 2023 - NerdWallet
Online checking accounts are just as safe as traditional ones, and our favorites also have low fees, broad ATM networks, and great customer service and tech.

2

219

Online Checking Account | No-Fee 360 Checking | Capital One
Online Checking Account | No-Fee 360 Checking | Capital One
That’s why 360 Checking accounts are available both online and in person at Capital One locations–so that you can bank on your schedule. Visit your nearby Capital One location to open your 360 Checking account and get started with awesome free digital tools (and a top-rated mobile app) to help you manage your money, anytime, almost anywhere.

3

203

10 Best Online Checking Accounts in September 2023 ...
10 Best Online Checking Accounts in September 2023 ...
Choosing an account with that low 0.01% APY will earn you $1 at the end of a year. On the other hand, opening a high-yield checking account at a 2.00% APY, for example, will earn just over $200 in a year. Your best bet is to open an online checking account, as those tend to have the highest rates.

4

188

The 7 Best Online Checking Accounts of 2023
The 7 Best Online Checking Accounts of 2023
Investor Checking is a fee-free, online account that requires a basic Schwab investing account. It offers bill pay, easy transfers to Schwab accounts and external accounts, and shows up on the same investment dashboard as other Schwab accounts for investors. But that isn’t what makes this account so special for travel.

5

174

Chase Checking Accounts | Chase
Chase Checking Accounts | Chase
Checking. Find the checking account that's best for you. See Chase checking coupon offers for new customers. Learn about our checking services including direct deposit and to order checks. Open a checking account online.

6

161

Checking Accounts: Open Online Today | Wells Fargo
Checking Accounts: Open Online Today | Wells Fargo
10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period. Included: Debit card purchases made using PIN, signature, online, phone, or mobile wallet.

7

149

Checking Account | Online Checking Account | Santander Bank
Checking Account | Online Checking Account | Santander Bank
Fees apply if you exceed these limits and, if you repeatedly exceed these limits, we will convert your account to a non-interest-bearing checking account. § Digital Banking Guarantee: When you use Online Banking, we guarantee that your money is protected against online fraud or losses and that your bills will be paid on time. You are protected ...

8

138

Checking Accounts | Open a Personal Checking ... - U.S. Bank
Checking Accounts | Open a Personal Checking ... - U.S. Bank
With several personal checking accounts to choose from, U.S. Bank has options for everyone. Open a checking account today with our online application.

9

128

Online Checking Accounts | Open Yours Today | Citizens Bank
Online Checking Accounts | Open Yours Today | Citizens Bank
Student Checking: Monthly maintenance fee waived if any account owner is under age 25; $3.99 once all account owners are age 25 or older. 1 Savings and Money Market Accounts are Regulation D accounts and subject to restrictions and limitations on the types of withdrawals and transfers you may make.

10

119

Checking Account – Anywhere Account | FirstBank
Checking Account – Anywhere Account | FirstBank
FirstBank Anywhere Checking Account Overview With no minimum balance and no monthly service charge combined with FirstBank's Mobile Banking App, the Anywhere Account is the ultimate checking account to set yourself free.

Top 10 ranking changes over time

Online Checking Accounts videos considered

We analyzed 2,291 hours of the most informative Online Checking Accounts videos. These videos stood out the most:

Useful Online Checking Accounts Resources

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This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.

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