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  2. Americans are feeling hopeful about retirement, according to ...

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    The impact of automatic enrollment. By year-end 2023, 59% of Vanguard retirement plans had adopted automatic enrollment, up from 56% in 2021 and nearly double the number a decade ago. Of those ...

  3. Retirement 2023: Here’s How Much the Average American ... - AOL

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    Hitting your retirement savings goals is all but impossible unless you invest your money via a tax-advantaged account like a 401(k). These savings vehicles are often offered by employers, and as ...

  4. Public employee pension plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Public_employee_pension...

    Public employee pension plans in the United States. In the United States, public sector pensions are offered at the federal, state, and local levels of government. They are available to most, but not all, public sector employees. These employer contributions to these plans typically vest after some period of time, e.g. 5 years of service.

  5. The pros and cons of taking out a 401(k) loan - AOL

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    The ability to take out a loan helps make a 401 (k) plan one of the best retirement plans, but a loan has some key disadvantages. While you’ll pay yourself back, you’re still removing money ...

  6. How to withdraw money from a 401(k) early - AOL

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    Generally, you’ll need to complete some paperwork, and describe why you need early access to your retirement funds. Unless you’re 59 1/2 or older, the IRS will tax your traditional 401 (k ...

  7. What are the benefits of contributing to a 403(b)? - AOL

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    A traditional 403 (b) plan offers several advantages: Pre-tax contributions: Pre-tax contributions reduce your taxable income in the year you contribute. Tax-deferred growth: Your contributions ...

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