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2. Universal credit card - Wikipedia

   en.wikipedia.org/wiki/Universal_credit_card

   A Universal Card was a concept in the early 2010s for an electronic card with the same form factor as a magnetic stripe card that was capable of emulating any magnetic stripe data card. Data would be stored either in the card, or on a smart phone that communicates with it. [1] It would allow consumer to consolidating their credit, debit ...

3. Universal Credit - Wikipedia

   en.wikipedia.org/wiki/Universal_Credit

   Universal Credit logo. Universal Credit is a United Kingdom social security payment. It is means-tested and is replacing and combining six benefits, for working-age households with a low income: income-related Employment and Support Allowance, income-based Jobseeker's Allowance, and Income Support; Child Tax Credit and Working Tax Credit; and Housing Benefit.

4. Breaking the generational cycle of debt - AOL

   www.aol.com/finance/breaking-generational-cycle...

   Well-meaning relatives may advise you to avoid credit cards or debt altogether. However, a well-managed credit account can help you build your credit score , or a loan could allow you to invest in ...

5. Low-income loans: Personal loans for a tight budget - AOL

   www.aol.com/finance/low-income-loans-personal...

   It’s designed for consolidating high-interest credit card debt. While the minimum interest rate may not seem low, it’s much lower than the average credit card rate , which currently sits at 20 ...

6. Universal default - Wikipedia

   en.wikipedia.org/wiki/Universal_default

   Universal default is a now-banned practice in the United States financial services industry whereby a creditor would change the terms of a loan from the normal terms to the default terms (i.e. the terms and rates given to those who have missed payments on a loan) when that lender is informed that their customer has defaulted with another unrelated lender, even though the customer has not ...

7. Average Credit Card Debt in Every State - AOL

   www.aol.com/finance/average-credit-card-debt...

   The first universal credit card was introduced in 1950 and gave greater buying power to the average American consumer. But now, with more than 191 million credit card holders across the country ...