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Insurance Services Office, Inc. (ISO), a subsidiary of Verisk Analytics, is a provider of statistical, actuarial, underwriting, and claims information and analytics; compliance and fraud identification tools; policy language; information about specific locations; and technical services. ISO serves insurers, reinsurers, agents and brokers ...
Public Protection Classification Program. The Public Protection Classification (PPC) program, is a tool developed by the Insurance Services Office (ISO) for property and casualty insurers to properly assess their risk by rating fire protection services throughout the United States. [1]
Verisk Analytics, Inc. Verisk Analytics, Inc. is an American multinational data analytics and risk assessment firm based in Jersey City, New Jersey, with customers in insurance, natural resources, financial services, government, and risk management sectors. The company uses proprietary data sets and industry expertise to provide predictive ...
Insurance, generally, is a contract in which the insurer agrees to compensate or indemnify another party (the insured, the policyholder or a beneficiary) for specified loss or damage to a specified thing (e.g., an item, property or life) from certain perils or risks in exchange for a fee (the insurance premium). [2]
www .aaisonline .com. The American Association of Insurance Services (AAIS) is a national insurance advisory organization in the United States . Among other things, is one of the two major "rating bureaus" in the United States, along with the Insurance Services Office. [1] Rating bureaus publish standardized insurance policy forms and prices ...
Titles There are five sections to the act, known as titles. Title I: Health Care Access, Portability, and Renewability Title I of HIPAA regulates the availability and breadth of group health plans and certain individual health insurance policies. It amended the Employee Retirement Income Security Act, the Public Health Service Act, and the Internal Revenue Code. Furthermore, Title I addresses ...
The department is organized into two major divisions, Medical Programs and Child Support Services. The Office of Inspector General is maintained within the agency, but functions as a separate, independent entity reporting directly to the governor's office. The Department maintains a mission statement and a statement of vision.
Industry loss warranty. Industry loss warranties ( ILWs ), are a type of reinsurance contract used in the insurance industry through which one party will purchase protection based on the total loss arising from an event to the entire insurance industry above a certain trigger level rather than their own losses. [1]