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The Michigan Office of Retirement Services (ORS) administers retirement programs for Michigan 's state employees, public school employees, judges, state police, and National Guard. ORS also provides various retiree healthcare benefits, including traditional insurance plans, Personal Healthcare Funds, and Health Reimbursement Accounts.
Balancing saving for retirement and paying off debt can feel like a financial tightrope walk. Eliminating debt can bring immediate financial relief, but dipping into your 401(k) or IRA to do so ...
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457 plan. The 457 plan is a type of nonqualified, [1] [2] tax advantaged deferred-compensation retirement plan that is available for governmental and certain nongovernmental employers in the United States. The employer provides the plan and the employee defers compensation into it on a pre tax or after-tax (Roth) basis.
The Civil Service Retirement System ( CSRS) is a public pension fund organized in 1920 that has provided retirement, disability, and survivor benefits for most civilian employees in the United States federal government. Upon the creation of a new Federal Employees Retirement System (FERS) in 1987, those newly hired after that date cannot ...
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The survey — which polled 5,725 workers at for-profit companies between Nov. 8 and Dec. 13, 2022 — found roughly 4 in 10 workers across generations, including Gen Z, millennials, Gen X, and ...