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2. ‘Soft saving’ and how it could impact savings and retirement

   www.aol.com/finance/soft-saving-could-impact...

   “A good financial plan considers short-term emergency savings, supporting your cost of living, enjoying life and saving for the future.” Write down financial goals

3. How To Make a Savings Plan: 7 Steps You Can Take - AOL

   www.aol.com/savings-plan-7-steps-185155421.html

   Making a savings plan is crucial to your financial health. This will likely be multifaceted — i.e., an emergency fund, retirement savings, vacation fund, etc.

4. 11 Types of Savings Accounts: These Are the Best Places To ...

   www.aol.com/finance/11-types-savings-accounts...

   11. 401 (k) Retirement Plans. Who they are best for: Workers looking for tax-advantaged long-term savings and employer contributions to their retirement accounts. A 401 (k) plan offers similar tax ...

5. Thrift Savings Plan - Wikipedia

   en.wikipedia.org/wiki/Thrift_Savings_Plan

   The Thrift Savings Plan ( TSP) is a defined contribution plan for United States civil service employees and retirees as well as for members of the uniformed services. As of December 31, 2021, TSP has approximately 6.5 million participants (of which approximately 3.9 million are actively participating through payroll deductions), and more than ...

6. Financial plan - Wikipedia

   en.wikipedia.org/wiki/Financial_plan

   This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan is sometimes referred to as an investment plan, but in personal finance, a financial plan can focus on other specific areas such as risk management, estates, college, or ...

7. Personal finance - Wikipedia

   en.wikipedia.org/wiki/Personal_finance

   Personal finance is the financial management that an individual or a family unit performs to budget, save, and spend monetary resources in a controlled manner, taking into account various financial risks and future life events.