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2. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   DTI ratio. Calculate your DTI ratio using this formula: DTI = Monthly debt payments (including mortgage or rent) / monthly gross income x 100. Some lenders allow a DTI ratio as high as 50 percent ...

3. I'm a Senior. How Can I Increase My Retirement Income? - AOL

   www.aol.com/seniors-using-plan-retirement-income...

   Many adults approaching retirement age have little to no retirement savings. In fact, the U.S. Government Accountability Office said that almost 50% of households headed by someone aged 55 and ...

4. 401(k) withdrawal rules: What to know before cashing out ...

   www.aol.com/finance/what-are-401k-withdrawal...

   The minimum withdrawal age for a traditional 401 (k) is technically 59½. That’s the age that unlocks penalty-free withdrawals. You can withdraw money from your 401 (k) before 59½, but it’s ...

5. Retirement community - Wikipedia

   en.wikipedia.org/wiki/Retirement_community

   A retirement community is a residential community or housing complex designed for older adults who are generally able to care for themselves. Assistance from home care agencies is allowed in some communities, and activities and socialization opportunities are often provided. [1] Some of the characteristics typically are: the community must be ...

6. United States Senate - Wikipedia

   en.wikipedia.org/wiki/United_States_Senate

   The United States Senate and the lower chamber of Congress, the United States House of Representatives, comprise the federal bicameral legislature of the United States. Together, the Senate and the House maintain authority under Article One of the U.S. Constitution to pass or defeat federal legislation. The Senate has exclusive power to confirm ...

7. Affordable Care Act - Wikipedia

   en.wikipedia.org/wiki/Affordable_Care_Act

   No. 20-219, 596 U.S. ___ (2022) The Affordable Care Act ( ACA ), formally known as the Patient Protection and Affordable Care Act ( PPACA) and colloquially as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010.