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Key takeaways. Today’s leading APY on a CD is 5.50%, offered on a three-month term. Around 3 dozen widely available CDs pay 5.00% or higher, and most are offered from online banks and credit unions.
The best CD rates for March 12, 2024. Digital banks and online accounts offer the highest CD rates and terms with yields that far exceed the FDIC’s national average CD annual percentage yield ...
The best CD rates for March 13, 2024. Digital banks and online accounts continue to offer the highest CD rates and terms with yields that far exceed the FDIC’s national average CD annual ...
Featured CD of the day. Connexus Credit Union currently offers a 17-month Special Certificate that earns an APY of 4.96 percent — and accounts with balances over $100,000 earn a higher APY of 5. ...
When institutions are covered by this federal insurance, CDs and share certificates are each insured for up to $250,000 per depositor, per insured bank or credit union, for each account ownership ...
In all, Fed officials increased rates 11 times between 2022 and 2023, bringing the federal funds rate to its current target range of 5.25-5.5 percent. Along with these rate hikes, average CD APYs ...
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