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  2. Avant (company) - Wikipedia

    en.wikipedia.org/wiki/Avant_(company)

    Avant. Avant, LLC, formerly AvantCredit, is a private Chicago, Illinois -based company in the financial technology industry. The company was established in 2012 by serial entrepreneur Albert "Al" Goldstein, [1] John Sun, and Paul Zhang. Initially structured as a mid-prime lender, [2] the company issued its first personal unsecured loan in early ...

  3. Avant vs. Upgrade: Which offers better personal loans? - AOL

    www.aol.com/finance/avant-vs-upgrade-offers...

    Founded in 2012, Avant is a direct lender specializing in making loan products accessible to middle-income consumers, while Upgrade offers affordable personal loans through lending partners ...

  4. Want a better credit card interest rate? Try smaller ... - AOL

    www.aol.com/finance/want-better-credit-card...

    Large banks charge higher interest rates, irrespective of credit score. According to the consumer protection agency, the 25 largest credit card issuers charged interest rates that were 8 to 10 ...

  5. Credit card information: The basics you need to know - AOL

    www.aol.com/finance/credit-card-information...

    A credit card is a useful financial tool, but it can be a danger to your financial health if you misuse it. To avoid that, make sure you understand the language that credit card issuers use to ...

  6. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. Credit cards are one of the most widely used forms of payment across the world.

  7. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

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