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2. Universal Credit - Wikipedia

   en.wikipedia.org/wiki/Universal_Credit

   Universal Credit logo. Universal Credit is a United Kingdom social security payment. It is means-tested and is replacing and combining six benefits, for working-age households with a low income: income-related Employment and Support Allowance, income-based Jobseeker's Allowance, and Income Support; Child Tax Credit and Working Tax Credit; and Housing Benefit.

3. Universal default - Wikipedia

   en.wikipedia.org/wiki/Universal_default

   Universal default is a now-banned practice in the United States financial services industry whereby a creditor would change the terms of a loan from the normal terms to the default terms (i.e. the terms and rates given to those who have missed payments on a loan) when that lender is informed that their customer has defaulted with another unrelated lender, even though the customer has not ...

4. Universal basic income - Wikipedia

   en.wikipedia.org/wiki/Universal_basic_income

   Universal basic income ( UBI) [note 1] is a social welfare proposal in which all citizens of a given population regularly receive a minimum income in the form of an unconditional transfer payment, i.e., without a means test or need to work. [2] [3] [4] In contrast a guaranteed minimum income is paid only to those who do not already receive an ...

5. Credit unions offering personal loans: What to expect - AOL

   www.aol.com/finance/credit-unions-offering...

   For a 36-month personal loan, credit unions had an average rate of 10.78 percent in December 2023, ... NBC Universal. Man gets realistic picture of his boat painted on fence intended to hide it.

6. Budgeting loan - Wikipedia

   en.wikipedia.org/wiki/Budgeting_loan

   Budgeting Loans are interest free loans from the Social Fund that are available only to people claiming certain income-related benefits. [1] Although the discretionary element of the Social Fund was abolished those who have not yet been transferred over to Universal Credit can still apply. However, those in receipt of Universal Credit are ...

7. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.