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UPI 123PAY has four options for payment. [63] App-based functionality where a mobile phone manufacturer can install a UPI app through over-the-air programming, that can be used for payment. Missed calls based: where a customer can use a dedicated merchant payment number by giving a missed call.
Microsoft's mobile operating system had previously supported contactless payments for NFC-equipped handsets as early as 2012 in Windows Phone 8 and the original Wallet app. However, in the prior operating system, Microsoft depended on third-party intervention to make the payments feasible.
Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web.Supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro, Apple Pay digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal.
Some apps are freeware, while others have a price, which can be upfront or a subscription. Some apps also include microtransactions and/or advertising. In any case, the revenue is usually split between the application's creator and the app store. [3] The same app can, therefore, cost a different price depending on the mobile platform.
Venmo is an American mobile payment service founded in 2009 and owned by PayPal since 2013. Venmo is aimed at users who wish to split their bills. Account holders can transfer funds to others via a mobile phone app; both the sender and receiver must live in the United States.
Line is a freeware app and service for instant messaging and social networking, operated by the Japanese company LY Corporation, co-owned by SoftBank Group.Line was launched in Japan in June 2011 by NHN Japan, a subsidiary of Naver.
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