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2. How to manage retirement savings with interest rates ... | AOL

   www.aol.com/finance/manage-retirement-savings...

   The current interest rate environment is fortuitous for retirees and those nearing retirement.

3. Worried about outliving your savings? How to plan your ...

   www.aol.com/finance/maximizing-returns-from...

   Not sure how to draw down your retirement savings? Look to this strategy for maximizing your money.

4. How annuities are impacted by interest rate cuts | AOL

   www.aol.com/finance/annuities-impacted-interest...

   How do lower interest rates impact annuities? Each insurance company sets its own rate of return on annuities. For fixed and immediate annuities, that rate is correlated to the federal funds rate.

5. Retirement plans in the United States | Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   A retirement plan is a financial arrangement designed to replace employment income upon retirement. These plans may be set up by employers, insurance companies, trade unions, the government, or other institutions.

6. Roth IRA | Wikipedia

   en.wikipedia.org/wiki/Roth_IRA

   Roth IRA A Roth IRA is an individual retirement account (IRA) under United States law that is generally not taxed upon distribution, provided certain conditions are met. The principal difference between Roth IRAs and most other tax-advantaged retirement plans is that rather than granting a tax reduction for contributions to the retirement plan, qualified withdrawals from the Roth IRA plan are ...

7. 401 (k) | Wikipedia

   en.wikipedia.org/wiki/401(k)

   401 (k) In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer.