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Universal life insurance is a type of cash value life insurance that allows flexible premiums and death benefits. It is similar to whole life insurance, but the cost of insurance and cash value are based on annual renewable term life insurance.
Co-insurance is the sharing of risk among multiple parties in insurance. Learn how it works in different fields, such as health, property, title, and business income interruption insurance.
A comprehensive list of insurance companies based in the United States, organized by type and name. Find out the history, scope and products of each company, from property and casualty to life and annuity.
A certificate of insurance (COI) is not the same as an insurance declaration page, although the two have a few things in common. In general, both documents will list the name of your insurance ...
Homeowners in the U.S. pay an average rate of $2,230 per year for $300,000 in dwelling coverage (as of July 2024). But how is home insurance calculated?
Learn about the history, tax law and best practices of COLI, a type of life insurance on employees' lives that is owned by the employer. Find out how COLI can be used for key person insurance, tax shelters or broad-based leveraged transactions.
Learn about the history, products, and operations of The Travelers Companies, an American insurance company and a component of the Dow Jones Industrial Average. Find out how it evolved from a travel insurance company founded in 1853 to a global leader in property and casualty insurance.
5 states with the highest car insurance rates as of Sept. 1, 2024. In August, Maryland had the highest overall average insurance costs, at $258 per month — a $10 increase from the July average.
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