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2. The new middle-class retirement plan: Working into old age

   www.aol.com/middle-class-retirement-plan-working...

   A new glimpse into how middle-class people in the U.S. think about retirement is revealing some startling views about how long they expect to live and to work. About half of middle-income ...

3. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

4. Health and Retirement Study - Wikipedia

   en.wikipedia.org/wiki/Health_and_Retirement_Study

   The Health and Retirement Study (HRS) [1] is a longitudinal survey of a representative sample of Americans over age 50 conducted by the Survey Research Center (SRC) at the Institute for Social Research (ISR) at the University of Michigan in Ann Arbor and supported by the National Institute on Aging (NIA). The study interviews approximately ...

5. Retirement planning - Wikipedia

   en.wikipedia.org/wiki/Retirement_planning

   The goal of retirement planning is to achieve financial independence. The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire. Identify actions to improve readiness-to-retire. Acquire financial planning knowledge.

6. 401(k) - Wikipedia

   en.wikipedia.org/wiki/401(k)

   401 (k) In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer.

7. Kansas should give workers this new option to boost their ...

   www.aol.com/kansas-workers-option-boost...

   Consider Kansas. A 2023 study from The Pew Charitable Trusts found that employees’ insufficient retirement savings has led to increased public assistance costs for retirees, reduced tax revenue ...