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  2. Worried about outliving your savings? How to plan your ... - AOL

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    This ability to defer taxes allows your retirement savings to grow tax-free over time. You can tap into these accounts penalty-free once you’re 59 1/2 or older. Before that, you’ll face a 10% ...

  3. 4 Lesser-Known Benefits of Using Online Calculators for ... - AOL

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    Debt Payoff Calculator: If you have multiple debts, use this calculator to determine the most efficient payoff sequence based on interest rates. Net Worth Calculator: Use this calculator to figure ...

  4. Beware the retirement savings 'time bomb,' tax expert warns - AOL

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    Beware the retirement savings 'time bomb,' tax expert warns. It’s all about the taxes. That’s the key concept for retirement savers specifically because IRAs and 401 (k)s are only tax-deferred ...

  5. How Much Do I Need To Retire? Retirement Calculator and Tips

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    The final rule for retirement savings is the 80% rule, or saving enough to replace 80% of your pre-retirement income. So if you currently earn $100,000 per year, this rule says you’ll need ...

  6. Best retirement plans for the self-employed - AOL

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    SEP IRA. A SEP IRA allows the self-employed to create a retirement plan for themselves as well as employees. This kind of plan offers a tax-deferred or tax-free way to save – on either a pre-tax ...

  7. 3 Effortless Ways to Minimize Your Retirement Tax Bill - AOL

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    Image source: Getty Images. 1. Save in a Roth IRA. You won't get an up-front tax break with a Roth IRA the same way you will with a traditional IRA. But in exchange, you'll enjoy tax-free ...

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