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2. Retirement spend-down - Wikipedia

   en.wikipedia.org/wiki/Retirement_spend-down

   New dynamic adjustment methods for retirement withdrawal rates have been developed after Bengen's 4% withdrawal rate was proposed: constant inflation-adjusted spending, Bengen's floor-and-ceiling rule, and Guyton and Klinger's decision rules. [16] [17] More complex withdrawal strategies have also been created. [18]

3. Can I afford to retire at this exact moment? Here are 3 ... - AOL

   www.aol.com/finance/afford-retire-exact-moment-3...

   But for workers who have an employer-sponsored 401(k) plan, the IRS allows anyone over the age of 55 who decides to leave the workforce to start drawing penalty-free distributions from that plan.

4. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Currently two types of plan, the Roth IRA and the Roth 401(k), offer tax advantages that are essentially reversed from most retirement plans. Contributions to Roth IRAs and Roth 401(k)s must be made with money that has been taxed as income. After meeting the various restrictions, withdrawals from the account are received by the taxpayer tax-free.

5. When Should I Do Roth Conversions? - AOL

   www.aol.com/roth-conversions-125700847.html

   This post will review the Roth conversion rules, how they may fit your retirement ... such as a traditional IRA or 401(k), to an after-tax Roth. ... holding back a retirement withdrawal to pay ...

6. Comparison of 401(k) and IRA accounts - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_401(k)_and...

   Also, the non-basis portion can be rolled over into a 401(k), if allowed by the 401(k) plan. Changing Institutions Can roll over to another employer's 401(k) plan or to a rollover IRA at an independent institution. Can roll over to another employer's Roth 401(k) plan or to a Roth IRA at an independent institution.

7. Mandatory Provident Fund - Wikipedia

   en.wikipedia.org/wiki/Mandatory_Provident_Fund

   Members of occupational retirement schemes with specific exemptions, and foreign citizens who work in Hong Kong for periods shorter than 13 months or who are covered by another country's retirement system may also be exempt. [4] Under the scheme, the choice of MPF provider is the province of the employer, with employees having no say. [3]