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Robert Papalia, 74, retired early to care for his ailing wife, Marie. The couple's $5,000 monthly pre-tax retirement income is strained by medical bills and taxes.
Year of birth. Full retirement age. 1937 and before. 65. 1938-1942. 65 + 2 months for each year past 1937. 1943-1954. 66. 1955-1959. 66 + 2 months for each year past 1954
You can withdraw your contributions (that’s the original money you put into the account) tax- and penalty-free. But you’ll owe ordinary income tax and a 10% penalty if you withdraw earnings (i ...
No. Social Security does not consider your 401(k) withdrawals "earned income" — or money earned from work. A lump-sum payment from your 401(k) could complicate your taxable income, however.
If you’re planning to work part-time in retirement, then claiming Social Security at age 62 may offer no regrets at all. Imagine that your full retirement benefit is $2,000 and that your age-62 ...
5 steps for managing your money in retirement. As you’re planning for your retirement, you’ll need to forge ahead as best you can. You won’t have the safety of a job to bolster your finances ...
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