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Home equity loan: A home equity loan is a lump-sum loan, usually with a fixed rate, fixed monthly payments and a term between five and 30 years. You’ll typically need at least 20 percent equity ...
A retirement home – sometimes called an old people's home, [1] old folks' home, [2] or old age home, although old people's home can also refer to a nursing home [3] – is a multi-residence housing facility intended for the elderly. Typically, each person or couple in the home has an apartment -style room or suite of rooms with an en-suite ...
Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620
“Putting off retirement savings in favor of buying a home can have long-lasting financial consequences,” said Mike Crews, MBA, certified financial planner (CFP), founder and CEO of North Texas ...
An age-restricted community is a residential community, often gated, that legally discriminates on the basis of age to limit residency to a majority fraction of older individuals—typically 80% over a set age. The minimum age is frequently set at 55 years old, but it can vary. These communities are set up to accommodate older individuals who ...
Independent senior living communities (also known as retirement communities, senior living communities or independent retirement communities) are housing designed for seniors 55 and older. Independent senior living communities commonly provide apartments, but some also offer cottages, condominiums, and single-family homes.
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