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2. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   DTI ratio. Calculate your DTI ratio using this formula: DTI = Monthly debt payments (including mortgage or rent) / monthly gross income x 100. Some lenders allow a DTI ratio as high as 50 percent ...

3. 8 reasons to consider delaying your retirement - AOL

   www.aol.com/finance/8-reasons-consider-delaying...

   Here are eight reasons why you might want to rethink your retirement timeline. 1. You give yourself more time to save and invest. For many retirees, $1 million is the magic savings number for ...

4. The rule of 25 for retirement: What it means and how to ... - AOL

   www.aol.com/finance/rule-25-retirement-means...

   Subtract that from your annual retirement expenses (40,000 – 20,0000 = $20,000). Finally, apply the rule of 25. So, if you expect to spend $40,000 in retirement each year and receive $20,000 in ...

5. Federal funds rate - Wikipedia

   en.wikipedia.org/wiki/Federal_funds_rate

   In the United States, the federal funds rate is the interest rate at which depository institutions (banks and credit unions) lend reserve balances to other depository institutions overnight on an uncollateralized basis. Reserve balances are amounts held at the Federal Reserve. Institutions with surplus balances in their accounts lend those ...

6. Bankrate - Wikipedia

   en.wikipedia.org/wiki/Bankrate

   Bankrate, LLC is a consumer financial services company based in New York City. Bankrate.com , perhaps its best-known brand, is a personal finance website. As of November 8, 2017, it became a subsidiary of Red Ventures through an acquisition.

7. How to Calculate Your Retirement Cost of Living - AOL

   www.aol.com/finance/calculate-retirement-cost...

   Calculate your replacement ratio: To calculate your income replacement ratio, you can divide your anticipated annual retirement income by your last full year’s income, and then multiply the ...

8. Retirement planning - Wikipedia

   en.wikipedia.org/wiki/Retirement_planning

   The goal of retirement planning is to achieve financial independence . The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire. Identify actions to improve readiness-to-retire. Acquire financial planning knowledge.

9. 10 Savvy Ways to Save For Retirement - AOL

   www.aol.com/lifestyle/10-savvy-ways-save...

   Consider the following 10 options part of your retirement savings toolkit. 1. Leverage the Power of Time. Giving your money as much time to grow as you possibly can is one of the most important ...