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The Kentucky Public Pensions Authority (KPPA), formerly known as The Kentucky Retirement Systems (KRS), [1] is the administrator of defined-benefit pension and insurance plans for most of Kentucky 's state and county employees and retirees.
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The Michigan Office of Retirement Services (ORS) administers retirement programs for Michigan 's state employees, public school employees, judges, state police, and National Guard. ORS also provides various retiree healthcare benefits, including traditional insurance plans, Personal Healthcare Funds, and Health Reimbursement Accounts.
401 (k) plans charge fees for administrative services, record-keeping services, investment management services, and sometimes outside consulting services. They can be charged to the employer, the plan participants or to the plan itself and the fees can be allocated on a per participant basis, per plan, or as a percentage of the plan's assets.
Transitioning to retirement requires a thorough review of your savings vehicles, including IRAs, taxable investment accounts, savings accounts, pensions, and 401 (k) plans.
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Although 401 (k) plans are popular and many employers offer them, they haven’t always been an option to build retirement savings. Find out how 401 (k) plans came to be and how they’ve evolved ...
Financial Advisor, Ryan D. Brown discusses retirement plans for early retirement.