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  2. What Is an Individual Retirement Account (IRA)? - AOL

    www.aol.com/finance/individual-retirement...

    An IRA is a type of financial account designed to help people build retirement savings over the course of many years. It’s a good way to get started at a young age, especially if you don’t ...

  3. Roth IRA vs. traditional IRA: Which is better for you? - AOL

    www.aol.com/finance/roth-ira-vs-traditional-ira...

    A Roth IRA and a traditional IRA (individual retirement account) offer valuable retirement-planning benefits, but with different structures, income limits and pros and cons. How the traditional ...

  4. Did 401(k)s Replace Pension Plans? (& Which Is Better ... - AOL

    www.aol.com/lifestyle/did-401-k-replace-pension...

    A pension plan is a different kind of retirement savings plan in which a company sets money aside to give to future retirees. Over the past few decades, defined-contribution plans like the 401 (k ...

  5. The Pros and Cons of Buying an Annuity For Retirement - AOL

    www.aol.com/pros-cons-buying-annuity-retirement...

    Most Americans build retirement savings through individual retirement accounts or employer-sponsored plans such as 401(k)s. But another option is an annuity , which is designed to provide a steady ...

  6. Individual retirement account - Wikipedia

    en.wikipedia.org/wiki/Individual_retirement_account

    An individual retirement account [1] ( IRA) in the United States is a form of pension [2] provided by many financial institutions that provides tax advantages for retirement savings. It is a trust that holds investment assets purchased with a taxpayer's earned income for the taxpayer's eventual benefit in old age.

  7. Employer matching program - Wikipedia

    en.wikipedia.org/wiki/Employer_Matching_Program

    An employee's 401 (k) plan is a retirement savings plan. The option of an employer matching program varies from company to company. It is not mandatory for a company to offer a contribution to their 401 (k) plans. Contributions may benefit the company in various ways: as an employee benefit to attract and retain employees, as a business tax ...

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