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2. How to get rid of private mortgage insurance (PMI) - AOL

   www.aol.com/finance/rid-private-mortgage...

   The Homeowners Protection Act of 1998 requires that lenders remove private mortgage insurance when a borrower reaches a 78 percent loan-to-value (LTV) ratio. For example, if the purchase price of ...

3. Home Ownership and Equity Protection Act of 1994 - Wikipedia

   en.wikipedia.org/wiki/Home_Ownership_and_Equity...

   In September 1994, President Bill Clinton signed into law the Home Ownership and Equity Protection Act of 1994, written by US Rep. Joseph P. Kennedy (D-Mass). The law requires certain disclosures and clamps restrictions on lenders of high-cost loans. [1][2]

4. Mortgage insurance - Wikipedia

   en.wikipedia.org/wiki/Mortgage_insurance

   In 1999 the Homeowners Protection Act of 1998 came into effect as a federal law of the United States, which requires automatic termination of mortgage insurance in certain cases for homeowners when the loan-to-value on the home reaches 78%; prior to the law, homeowners had limited recourse to cancel [9] and by one estimate, 250,000 homeowners ...

5. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use ...

6. Map: New data shows how many Americans are going without ...

   www.aol.com/news/map-data-shows-many-americans...

   According to an analysis of new census data, 24.6% of homeowners in Miami-Dade County don’t have meaningful homeowners insurance. In Florida, the figure is 18.3%, and nationwide it’s 13.4%.

7. To really be effective, the Live Local Act needs to create ...

   www.aol.com/news/really-effective-live-local-act...

   Finding home Anthony de Yurre’s Sept. 22 Miami Herald online op-ed, “Florida’s long-term economic growth depends on embracing Live Local Act” is understandably one-sided. He’s a land use ...

8. Mortgage life insurance - Wikipedia

   en.wikipedia.org/wiki/Mortgage_life_insurance

   Mortgage life insurance. Mortgage life insurance is a form of insurance specifically designed to protect a repayment mortgage. If the policyholder were to die while the mortgage life insurance was in force, the policy would pay out a capital sum that will be just sufficient to repay the outstanding mortgage. Mortgage life insurance is supposed ...

9. Sick of paying your property taxes? Homeowners in this ... - AOL

   www.aol.com/finance/sick-paying-property-taxes...

   Let’s face it — no one enjoys paying property taxes, especially when they increase without notice — and by as much as 1,000%, as in Chicago’s Cook County in 2023. You might not even know ...