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  2. Suze Orman: If You’re Married, You Could Be Making This ...

    www.aol.com/finance/suze-orman-married-could...

    If you’re married, you and your spouse may both be making contributions to your respective 401(k) plans.While saving for retirement is always a good idea, when there are two separate 401(k ...

  3. Inherited 401(k) rules: What beneficiaries need to know - AOL

    www.aol.com/finance/inherited-401-k-rules...

    Rules and options for distribution when inheriting an account from a non-spouse. Non-spousal beneficiaries have three choices, with the associated withdrawal rules below: Transfer funds directly ...

  4. I’m 29 and have $45K in my 401(k) — and retirement ... - AOL

    www.aol.com/finance/m-29-45k-401-k-114800986.html

    Retirement investments offer tax breaks, and your employer may provide matching 401(k) contributions. So, don't get overly confident if your retirement calculator shows a big balance.

  5. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer. This pre-tax option is what makes 401 (k) plans ...

  6. Retirement planning - Wikipedia

    en.wikipedia.org/wiki/Retirement_planning

    The goal of retirement planning is to achieve financial independence. The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire. Identify actions to improve readiness-to-retire. Acquire financial planning knowledge.

  7. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    The appeal of retirement age flexibility is the focal point of an actuarial approach to retirement spend-down that has spawned in response to the surge of baby boomers approaching retirement. The approach is based on personal asset/liability matching process and present values to determine current year and future year spending budget data points.

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