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  2. The Credit Score You Need To Qualify for Most Retail Store Cards

    www.aol.com/finance/credit-score-qualify-most...

    If you don’t qualify for the credit card, you’ll automatically be considered for the store card. Home Depot. Score: 580+ Home Depot has a $0 annual fee store credit card. It offers deferred ...

  3. Best unsecured credit cards for bad credit - AOL

    www.aol.com/finance/best-unsecured-credit-cards...

    A bad credit score, or any score below 579 on the FICO scale, can put a wrinkle in nearly any financial plan, including if you want to get a credit card.Most credit card issuers require good or ...

  4. 6 Credit Cards That You Can Use Instantly After Approval - AOL

    www.aol.com/finance/6-credit-cards-instantly...

    The Chase Sapphire Preferred credit card is a worthwhile option for anyone looking for a travel rewards opportunity. You can use the card instantly after approval through online payments and in ...

  5. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a ...

  6. 5 Things to Do Before You Downgrade a Credit Card - AOL

    www.aol.com/5-things-downgrade-credit-card...

    Closing a credit card reduces the amount of credit you have available. For example, if you have three credit cards, each with a credit limit of $5,000, you have a total of $15,000 available.

  7. Social Credit System - Wikipedia

    en.wikipedia.org/wiki/Social_Credit_System

    Starting in 2016, Suzhou city launched "Osmanthus score". 25 types of residents' behavior will cost a drop in their credit scores, including cheating in online video games, making reservations at hotels or restaurants, but not showing up, failing to pay cellphone bills promptly, failing to pick up take-out foods ordered, etc. On the other hand ...

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