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2. Secure access module - Wikipedia

   en.wikipedia.org/wiki/Secure_access_module

   A Secure Access Module (SAM), also known as a Secure Application Module, is a piece of cryptographic hardware typically used by smart card card readers to perform mutual key authentication. [ 1 ] [ 2 ] [ 3 ] SAMs can be used to manage access in a variety of contexts, such as public transport fare collection and point of sale devices.

3. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Credit score systems are well known to contain racial bias and have been shown to increase racial disparities [5] [30] [31] [32] as studies show that African American and American Latino populations have substantially lower scores than the white American population on average. [1]

4. School of Advanced Military Studies - Wikipedia

   en.wikipedia.org/wiki/School_of_Advanced...

   Beginning in 2002, the United States Central Command requested planners from SAMS and its sister schools, [30] the United States Air Force's School of Advanced Air and Space Studies (SAASS), which was designed to be similar to SAMS, [31] and the United States Marine Corps's School of Advanced Warfighting (SAW). [30]

5. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   Credit Card Accountability Responsibility and Disclosure Act of 2009; Long title: An Act to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.

6. PayPal Credit - Wikipedia

   en.wikipedia.org/wiki/PayPal_Credit

   PayPal Credit, formerly named Bill Me Later (BML), is a proprietary buy now, pay later payment method offered on merchant websites, including those of Wal-Mart, Home Depot, USPS and eBay in the United States. [1]

7. Discover Financial - Wikipedia

   en.wikipedia.org/wiki/Discover_Financial

   This card was the industry's first credit card to give cash rewards for good credit management. Later in the year, DFS announced the Discover More card to replace the Discover Platinum card. The Discover More card was designed for consumers who use credit in many different categories and provided them with more ways to earn cash back on their ...