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  2. 5 Signs You’re Investing Too Much for Retirement - AOL

    www.aol.com/lifestyle/5-signs-investing-too-much...

    2. You have high-interest debt. If you have expensive consumer debt, like credit cards with double-digit interest rates, you may be investing too much for retirement and need to reallocate funds.

  3. Do you need to pay down all your debts before you retire ...

    www.aol.com/finance/pay-down-debts-retire-weigh...

    The facts on being a debt-free retiree. Most retirees live on an income of savings and Social Security. If you're debt-free by retirement, you won't have to spend money on things like mortgage or ...

  4. Should you use retirement savings to pay off debt? - AOL

    www.aol.com/finance/retirement-savings-pay-off...

    Balancing saving for retirement and paying off debt can feel like a financial tightrope walk. ... While the idea of becoming debt-free might be appealing, tapping your 401(k) or IRA is generally a ...

  5. Retirement Savings: 7 Keys to a Debt-Free Retirement - AOL

    www.aol.com/retirement-savings-7-keys-debt...

    Downsizing can result in a good housing fit and free up money for debt reduction. You’re sure to pay less in taxes and maintenance costs on a much smaller home. “If you want a debt-free ...

  6. Civil Service Retirement System - Wikipedia

    en.wikipedia.org/wiki/Civil_Service_Retirement...

    The Civil Service Retirement System ( CSRS) is a public pension fund organized in 1920 that has provided retirement, disability, and survivor benefits for most civilian employees in the United States federal government. Upon the creation of a new Federal Employees Retirement System (FERS) in 1987, those newly hired after that date cannot ...

  7. I’m About To Retire: These Are the 5 Money Moves I ... - AOL

    www.aol.com/finance/m-retire-5-money-moves...

    Unfortunately, most Americans don't have enough saved up for a financially problem-free retirement. According to the 2022 Survey of Consumer Finances conducted by the U.S. Federal Reserve, the ...

  8. How to invest your money after retirement — and make ... - AOL

    www.aol.com/finance/how-to-invest-after...

    5. Try income annuities. An income annuity is when you make a payment to an insurance company in return for regular income payments. It’s not life insurance, and your family doesn’t get a ...

  9. 10 Retirement Expenses You Need To Plan For - AOL

    www.aol.com/10-retirement-expenses-t-afford...

    Many Americans work hard their whole lives to save for a worry-free retirement, one in which free time is high and expenses are low. ... particularly for consumer debt such as credit cards ...

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