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  2. Digital citizen - Wikipedia

    en.wikipedia.org/wiki/Digital_citizen

    Digital citizenship is a term used to define the appropriate and responsible use of technology among users. Three principles were developed by Mike Ribble to teach digital users how to responsibly use technology to become a digital citizen: respect, educate, and protect. [38]

  3. Digital banking - Wikipedia

    en.wikipedia.org/wiki/Digital_banking

    Description. A digital bank represents a virtual process that includes online banking, mobile banking, and beyond. As an end-to-end platform, digital banking must encompass the front end that consumers see, the back end that bankers see through their servers and admin control panels, and the middleware that connects these nodes.

  4. Fintech - Wikipedia

    en.wikipedia.org/wiki/Fintech

    Fintech, a clipped compound of " financial technology ", refers to firms using new technology to compete with traditional financial methods in the delivery of financial services. [3] [4] [5] The use of smartphones for mobile banking, investing, borrowing services, [6] and cryptocurrency are examples of technologies designed to make financial ...

  5. Online banking - Wikipedia

    en.wikipedia.org/wiki/Online_banking

    v. t. e. Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website or mobile app. Since the early 2000s this has become the most common way that ...

  6. Unified Payments Interface - Wikipedia

    en.wikipedia.org/wiki/Unified_Payments_Interface

    Unified Payments Interface (UPI) Unified Payments Interface, commonly referred to as UPI, is an Indian instant payment system as well as protocol developed by the National Payments Corporation of India (NPCI) in 2016. The interface facilitates inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions.

  7. Microfinance - Wikipedia

    en.wikipedia.org/wiki/Microfinance

    Microfinance. An Afghan woman doing microfinanced sewing work. Microfinance is a of financial services targeting individuals and small businesses who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to poor clients; savings and checking accounts; microinsurance; and ...

  8. Digital divide - Wikipedia

    en.wikipedia.org/wiki/Digital_divide

    The digital divide is the unequal access to digital technology, including smartphones, tablets, laptops, and the internet. [1] [2] The digital divide worsens inequality around access to information and resources. In the Information Age, people without access to the Internet and other technology are at a disadvantage, for they are unable or less ...

  9. E-democracy - Wikipedia

    en.wikipedia.org/wiki/E-democracy

    E-democracy (a blend of the terms electronic and democracy ), also known as digital democracy or Internet democracy, uses information and communication technology (ICT) in political and governance processes. [1] [2] The term is credited to digital activist Steven Clift. [3] [4] [5] By using 21st-century ICT, e-democracy seeks to enhance ...

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