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2. Retirement spend-down - Wikipedia

   en.wikipedia.org/wiki/Retirement_spend-down

   Retirement spend-down, or withdrawal rate, is the strategy a retiree follows to spend, decumulate or withdraw assets during retirement. Retirement planning aims to prepare individuals for retirement spend-down, because the different spend-down approaches available to retirees depend on the decisions they make during their working years.

3. Retirement - Wikipedia

   en.wikipedia.org/wiki/Retirement

   Retirement is the withdrawal from one's position or occupation or from one's active working life. A person may also semi-retire by reducing work hours or workload. Many people choose to retire when they are elderly or incapable of doing their job due to health reasons. People may also retire when they are eligible for private or public pension benefits, although some are forced to retire when ...

4. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

5. How to Calculate Your Retirement Cost of Living - AOL

   www.aol.com/calculate-retirement-cost-living...

   This might include Social Security benefits, pension payments, income from retirement accounts (401(k)s and IRAs) and annuities or other sources of income. Adjust for taxes: Consider the impact of ...

6. How to invest your money after retirement — and make ... - AOL

   www.aol.com/finance/how-to-invest-after...

   5. Try income annuities. An income annuity is when you make a payment to an insurance company in return for regular income payments. It’s not life insurance, and your family doesn’t get a ...

7. How Much Do I Need To Retire? Retirement Calculator and Tips

   www.aol.com/much-retire-retirement-calculator...

   Here are the median and average retirement account balances for each age ... For a 5% withdrawal rate and $50,000 in annual income, for example, you’d need $1 million ($50,000/0.05= 1,000,000 ...