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2. The pros and cons of taking out a 401(k) loan - AOL

   www.aol.com/finance/pros-cons-taking-401-k...

   The ability to take out a loan helps make a 401 (k) plan one of the best retirement plans, but a loan has some key disadvantages. While you’ll pay yourself back, you’re still removing money ...

3. How To Consolidate Credit Card Debt - AOL.com

   www.aol.com/finance/consolidate-credit-card-debt...

   You can tap into your retirement nest egg to pay down credit card debt. With an IRA or 401k, you can withdraw money penalty-free if you’re at least 59 ½ years old.

4. 401(k) withdrawal rules: What to know before cashing out ...

   www.aol.com/finance/what-are-401k-withdrawal...

   Most credit unions, banks and online lenders offer flexible personal loans that don’t require collateral — or touching your 401 (k) — at rates that beat credit cards.

5. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts. This helps debt repayment as the borrower ...

6. Should You Use Retirement Money To Pay Off Credit Card Debt?

   www.aol.com/retirement-money-pay-off-credit...

   As a general rule, it's almost never a good idea to tap into your retirement savings early, as that's the money you'll need to get through what could be decades of limited income. This applies ...

7. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...