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A 401 (k) plan is a tax-advantaged retirement savings tool offered by employers that allows eligible employees to contribute a portion of their salary up to a set amount each year.
The Los Angeles County Employees Retirement Association ( LACERA) is an independent Los Angeles County agency that administers and manages the retirement fund for the County and outside Districts (Little Lake Cemetery District, Local Agency Formation Commission for the County of Los Angeles, Los Angeles County Office of Education, and South Coast Air Quality Management District ). [3] In 2012 ...
Federal tax aspects of retirement plans in the United States are based on provisions of the Internal Revenue Code and the plans are regulated by the Department of Labor under the provisions of the Employee Retirement Income Security Act (ERISA).
Most 401 (k) fees are borne by the plan participants, and those high fees leave less in your account to compound over time.
Each county and district that participates in TCDRS maintains its own customized plan of benefits. This gives employers the flexibility and local control to select and pay for benefits based on their needs and budget. Employers review their plans annually and have the option to raise or lower benefits to control costs. Employees save for their own retirement over the length of their careers ...
A 401 (k) plan is a retirement account offered by employers. Employees can opt to have some of their earnings deducted from their paychecks and put into a 401 (k).
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