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  2. Millions of Americans are set to lose a popular 401(k ...

    www.aol.com/finance/millions-americans-set-lose...

    The set-it-and-forget-it approach of 401(k)s provides employees with a sure and steady wealth-builder. The focus on pre-tax contributions also lowers the contributor’s taxable income, though ...

  3. ‘An utter failure’: This economist says 401(k)s ... - AOL

    www.aol.com/finance/utter-failure-economist-says...

    Ghilarducci had predicted, years ago, that the move to 401(k)s would leave millions of Americans with little to no savings — pushing them into poverty or forcing them to remain in the workforce ...

  4. The ‘father of the 401(k)’ talks about the death of pensions ...

    www.aol.com/finance/father-401-k-talks-death...

    Fortune sat down with Benna to discuss how the 401(k) has evolved since it became mainstream in the 1980s, the death of pensions, who the plan works best for, and the future of retirement in the U.S..

  5. The father of the 401(k) on the downsides of his most famous ...

    www.aol.com/finance/father-401-k-downsides-most...

    About 35% of working Americans currently have 401(k)s, making it the most utilized retirement option, according to a 2020 census report. But that investment vehicle, beloved by employers across ...

  6. 401(k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    The minimum withdrawal age for a traditional 401 (k) is technically 59½. That’s the age that unlocks penalty-free withdrawals. You can withdraw money from your 401 (k) before 59½, but it’s ...

  7. 9 biggest 401(k) mistakes to avoid - AOL

    www.aol.com/finance/8-biggest-401-k-mistakes...

    Here are the biggest mistakes you can make with your 401 (k) and how to avoid them. 1. Not making saving a habit. Not contributing enough, not contributing consistently and not increasing ...

  8. 10 Actionable Ways To Improve Your 401(k) Today - AOL

    www.aol.com/finance/10-actionable-ways-improve...

    Your 401(k) plan can be the single best chance you have to maximize your retirement savings. However, just having a 401(k) plan doesn't necessarily mean you're destined for a sizable nest egg. See:...

  9. Retirement Expert Says Too Many Americans Are ... - AOL

    www.aol.com/retirement-expert-says-too-many...

    If the 401(k) is performing well and has low fees, leaving it untouched can be a good choice. “Many employer-sponsored 401(k) plans offer competitive investment options and may have lower fees ...

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