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2. The rule of 25 for retirement: What it means and how to ... - AOL

   www.aol.com/finance/rule-25-retirement-means...

   Subtract that from your annual retirement expenses (40,000 – 20,0000 = $20,000). Finally, apply the rule of 25. So, if you expect to spend $40,000 in retirement each year and receive $20,000 in ...

3. How Much Do I Need To Retire? Retirement Calculator and Tips

   www.aol.com/much-retire-retirement-calculator...

   To implement the 4% rule, calculate your annual income needs first and then divide that amount by the withdrawal rate. For a 5% withdrawal rate and $50,000 in annual income, for example, you’d ...

4. What is the 4% rule for retirement withdrawals? - AOL

   www.aol.com/finance/4-rule-retirement...

   The 4% rule is a popular retirement withdrawal strategy that suggests retirees can safely withdraw the amount equal to 4% of their savings during the year they retire and then adjust for inflation ...

5. Retirement spend-down - Wikipedia

   en.wikipedia.org/wiki/Retirement_spend-down

   Retirement spend-down, or withdrawal rate, is the strategy a retiree follows to spend, decumulate or withdraw assets during retirement. Retirement planning aims to prepare individuals for retirement spend-down, because the different spend-down approaches available to retirees depend on the decisions they make during their working years.

6. Trinity study - Wikipedia

   en.wikipedia.org/wiki/Trinity_study

   Trinity study. In finance, investment advising, and retirement planning, the Trinity study is an informal name used to refer to an influential 1998 paper by three professors of finance at Trinity University. [1] It is one of a category of studies that attempt to determine "safe withdrawal rates " from retirement portfolios that contain stocks ...

7. William Bengen - Wikipedia

   en.wikipedia.org/wiki/William_Bengen

   William P. Bengen is a retired financial adviser who first articulated the 4% withdrawal rate ("Four percent rule") as a rule of thumb for withdrawal rates from retirement savings; [1] it is eponymously known as the "Bengen rule". [2] The rule was later further popularized by the Trinity study (1998), based on the same data and similar analysis ...