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Wells Fargo: Wells Fargo offers a seven-month Special Fixed Rate CD that pays 4.75 percent APY, with a required minimum deposit of $5,000. (A relationship APY of 5.01 percent is available on ...
Best CD rates today: May Day, May Day! Leading rates top 5% and higher on CD terms of 12+ months — May 1, 2024
CD rates strongly correlate with the key interest rate set by the Federal Reserve, the U.S.'s central bank. This Fed rate is the benchmark that affects rates on deposit accounts, loans, mortgages ...
Look no further than these FDIC-insured digital banks and online accounts offering the highest rates of return — 5.05% APY and higher on terms of up to 12 months with no or low minimum ...
A certificate of deposit ( CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. The bank expects the CDs to be held until maturity ...
The participation rate is the percentage at which a market-linked CD's annual return will correspond to the performance of the index it is tied to. For example, an index sees a 20 percent gain, but the indexed CD has a participation rate of 80 percent. The CD will produce a return of 16 percent, which is 80 percent of 20 percent.
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