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  2. What is an excellent-credit personal loan? - AOL

    www.aol.com/finance/excellent-credit-personal...

    In fact, the volume of loans made to excellent credit borrowers shot up by 20 percent toward the end of 2023, which may be a sign that lenders are seeking out higher quality credit for personal loans.

  3. What is a good credit personal loan? And how do you qualify ...

    www.aol.com/finance/good-credit-personal-loan...

    These scores go from 300 to 850. If you have good credit, that means you have a credit score between 670 and 739. Anything above that is considered either “very good” or “exceptional ...

  4. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    Myth: Personal loans are worse than credit cards. For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may ...

  5. How to qualify for competitive rates on low-interest personal ...

    www.aol.com/finance/qualify-competitive-rates...

    1. Know your credit score. An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score ...

  6. Average credit score for personal loans - AOL

    www.aol.com/finance/average-credit-score...

    Average credit score for personal loans. Raija Haughn. May 22, 2024 at 3:39 PM. The average FICO credit score in the U.S. is currently 717, according to recent data from FICO. That is down a point ...

  7. The pros and cons of personal loans - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    As of April 2024, the average personal loan rate is 12.24 percent, while the average credit card rate is 20.66 percent. Consumers with excellent credit history can qualify for personal loan rates ...

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