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  2. What is an excellent-credit personal loan? - AOL

    www.aol.com/finance/excellent-credit-personal...

    In fact, the volume of loans made to excellent credit borrowers shot up by 20 percent toward the end of 2023, which may be a sign that lenders are seeking out higher quality credit for personal loans.

  3. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    Myth: Personal loans are worse than credit cards. For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may ...

  4. What is a good credit personal loan? And how do you qualify ...

    www.aol.com/finance/good-credit-personal-loan...

    These scores go from 300 to 850. If you have good credit, that means you have a credit score between 670 and 739. Anything above that is considered either “very good” or “exceptional ...

  5. How to qualify for competitive rates on low-interest personal ...

    www.aol.com/finance/qualify-competitive-rates...

    1. Know your credit score. An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score ...

  6. What a personal loan is, how rates work and common uses - AOL

    www.aol.com/finance/personal-loan-213206505.html

    Borrowers with credit scores as low as 500 may still be eligible for a bad credit personal loan. However, bad credit lenders may set shorter terms or approve lower loan amounts at much higher ...

  7. How to get a personal loan in 8 steps - AOL

    www.aol.com/finance/personal-loan-8-steps...

    Next steps: Check the websites of some personal loan lenders to get an idea of the rates and terms they offer. You should also check their rates and use them with a personal loan calculator to get ...

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