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SIMPLE IRA. The SIMPLE IRA is an easy way for small employers, including the self-employed, to offer employees a retirement plan. The SIMPLE IRA can be easier for an employer to set up than many ...
6. Solo 401 (k) A solo 401 (k) is similar to a standard 401 (k), but it’s for self-employed individuals with no employees. This type of retirement plan treats you as both an employer and an ...
A 401(k) plan can be a simple and effective way to save money for retirement on a tax-advantaged basis. While employers increasingly favor these defined contribution plans in lieu of traditional ...
The post Retirement Strategies for Small Business Owners appeared first on SmartReads by SmartAsset. This holds true for retirement planning as well, and doing so with time is crucial for success.
Today, most employer retirement plans come in the form of 401ks, as companies with pensions are becoming harder and harder to come by. Employees at businesses that don't offer 401ks will have to ...
2. Roth IRA. With a Roth IRA, you pay taxes now but make withdrawals tax-free once you reach retirement, and you’ll avoid paying capital gains taxes on the growth. You may contribute to a Roth ...
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