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The net income attributable (NIA), is a concept in the Internal Revenue Code for calculating the net gain or loss generated by an excess individual retirement account (IRA) contribution or the net gain or loss for the purposes of a Roth IRA conversion or recharacterization.
Retirement accounts. Bank account balances. Certificate of deposit accounts. Savings bonds. Stock holdings. Cash value life insurance. Managed assets. Business equity. Unrealized capital gains ...
Portions of ERISA are codified in various places of the United States Code, including 29 U.S.C. ch. 18, and Internal Revenue Code sections § 219 and § 408 (relating to the Individual Retirement Account) and sections § 410 through § 415, and § 4971, § 4974 and § 4975.
Catch-up contributions: Late boomers are well over the age limit of 50 to start making catch-up contributions to Individual Retirement Accounts and within workplace plans such as 401(k) accounts ...
An IRA is an individual retirement account. A 401(k) , on the other hand, is a retirement plan sponsored by a business. A 401(k) has higher contribution limits than an IRA, and it may also offer ...
An annuity is not a substitute for a 401(k) and/or an individual retirement account, and it should not be your only source of retirement income. If the insurance company underwriting the annuity ...
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