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2. OptOutPrescreen.com - Wikipedia

   en.wikipedia.org/wiki/Optoutprescreen.com

   Beginning on August 1, 2005, the Fair and Accurate Credit Transactions Act of 2003 took effect, which amended the FCRA to require consumer reporting agencies to include in their credit offers a statement allowing customers to stop unsolicited offers either by phone and mail(1-888-5OPTOUT or 1-888-567-8688) or via https://www.optoutprescreen.com ...

3. 5 tips to stop wasting your money on credit card interest - AOL

   www.aol.com/finance/5-tips-stop-wasting-money...

   You are then left with just one monthly payment at the lower rate.”. 2. Make more frequent payments. You can reduce the interest you pay on credit card debt by making multiple payments on your ...

4. Advance-fee scam - Wikipedia

   en.wikipedia.org/wiki/Advance-fee_scam

   An advance-fee scam is a form of fraud and is one of the most common types of confidence tricks. The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster claims will be used to obtain the large sum. [1][2] If a victim makes the payment, the ...

5. 8 balance transfer credit card mistakes to avoid - AOL

   www.aol.com/finance/8-balance-transfer-credit...

   That can add stress to your budget as you try to make the payments. Additionally, the escalating debt can hurt your credit utilization ratio, causing your credit score to decline. 5. Not having a ...

6. Credit card pros and cons - AOL

   www.aol.com/finance/credit-card-pros-cons...

   Pros. Allow cardholders to build credit over time with responsible use. Provide opportunities to earn rewards. Can have travel benefits. Provide added consumer protections. Offer protection ...

7. Credit card fraud - Wikipedia

   en.wikipedia.org/wiki/Credit_card_fraud

   Credit card fraud is an inclusive term for fraud committed using a payment card, such as a credit card or debit card. [1] The purpose may be to obtain goods or services or to make payment to another account, which is controlled by a criminal. The Payment Card Industry Data Security Standard (PCI DSS) is the data security standard created to ...

8. Get help with your AOL billing questions

   help.aol.com/articles/account-management...

   The $1 charge won’t actually be deducted from the account. The bank for the credit card should remove the charge within a day or two. If you used a credit card for age verification and noticed the charge hasn’t been removed after a few days, please contact your bank or credit card company.

9. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...