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2. Public employee pension plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Public_employee_pension...

   In many states, public employee pension plans are known as Public Employee Retirement Systems (PERS). Pension benefits may or may not be changed after an employee is hired, depending on the state and plan, as well as hiring date, years of service, and grandfathering. Retirement age in the public sector is usually lower than in the private sector.

3. Los Angeles County Employees Retirement Association

   en.wikipedia.org/wiki/Los_Angeles_County...

   The Los Angeles County Employees Retirement Association (LACERA) is an independent Los Angeles County agency that administers and manages the retirement fund for the County and outside Districts (Little Lake Cemetery District, Local Agency Formation Commission for the County of Los Angeles, Los Angeles County Office of Education, and South Coast Air Quality Management District).

4. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

5. How To Draw Up a Retirement Budget in 6 Key Steps - AOL

   www.aol.com/finance/draw-retirement-budget-6-key...

   Even if you’re not at retirement age, knowing where your money is coming and going once you’re retired can help you adjust your savings goals and better navigate your golden years. Here are ...

6. I’m a Financial Advisor: How To Financially Plan for ... - AOL

   www.aol.com/finance/m-financial-advisor...

   Planning During the ‘Pre-Retirement’ Stage. Pre-retirement is the first stage of retirement planning, and it starts during the early phases of your career. “The mantra here is to make saving ...

7. Retirement planning - Wikipedia

   en.wikipedia.org/wiki/Retirement_planning

   The goal of retirement planning is to achieve financial independence . The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire. Identify actions to improve readiness-to-retire. Acquire financial planning knowledge.