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2. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   No-credit-check loans cater to those with low credit scores or a thin credit history. Interest rates and fees are typically far above the average personal loan. These loans should be approached ...

3. No income, no asset - Wikipedia

   en.wikipedia.org/wiki/No_Income,_No_Asset

   No income, no asset (NINA) [1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan. NINA programs are ostensibly created [2] for those with hard to verify ...

4. Can you get emergency loans with no job? Yes — here’s how

   www.aol.com/finance/emergency-loans-no-job-yes...

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5. Best Personal Loans With No Origination Fees in April 2024 - AOL

   www.aol.com/finance/best-personal-loans-no...

   Discover®, Member FDIC, loans are available for $2,500 up to $40,000, with interest rates from 7.99% to 24.99% APR. Discover offers personal loans with no origination fees and no closing costs ...

6. Subprime mortgage crisis - Wikipedia

   en.wikipedia.org/wiki/Subprime_mortgage_crisis

   Then, "no income, verified assets" (NIVA) loans eliminated proof of employment requirements. Borrowers needed only to show proof of money in their bank accounts. "No Income, No Assets" (NINA) or Ninja loans eliminated the need to prove, or even to state any owned assets. All that was required for a mortgage was a credit score.

7. Mortgage industry of the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_industry_of_the...

   No doc loans were popular in the early 2000s, but were largely phased out following the subprime mortgage crisis. Low-doc loans carry a higher interest rate and were theoretically available only to borrowers with excellent credit and additional income that may be hard to document (e.g. self-employment income). As of July 2010, no-doc loans were ...