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2. Behind on mortgage payments? 6 ways to catch up - AOL

   www.aol.com/finance/behind-mortgage-payments-6...

   Loan modification: Best for borrowers facing a permanent hardship or loss of income. Repayment plan: Best for borrowers who were behind but can now resume regular payments plus missed installments ...

3. How to pay a mortgage: 5 ways to pay on time - AOL

   www.aol.com/finance/pay-mortgage-5-ways-pay...

   4. Pay your mortgage by phone. Making a mortgage payment over the phone is another option, especially if you forgot to mail in your payment before the due date or have not set up a payment process ...

4. Missing mortgage payments: What happens, and how many can I ...

   www.aol.com/finance/missing-mortgage-payments...

   Key takeaways. If you miss one mortgage payment, lenders will often issue you a 15-day grace period to pay without incurring a penalty. If you miss four consecutive mortgage payments (or are 120 ...

5. Your mortgage statement explained - AOL

   www.aol.com/finance/mortgage-statement-explained...

   A mortgage statement is a document containing the latest details about your loan, including your monthly payment. The law requires your mortgage lender or servicer to send you statements for each ...

6. Select Portfolio Servicing - Wikipedia

   en.wikipedia.org/wiki/Select_Portfolio_Servicing

   Parent. Fairbanks Holding (1989-2004) SPS Holding Corp. (2004-2005) Credit Suisse First Boston (2005-2006) Credit Suisse (since 2006) Website. spservicing .com. Select Portfolio Servicing, Inc. (SPS) is a loan servicing company founded in 1989 as Fairbanks Capital Corp. with operations in Salt Lake City, Utah and Jacksonville, Florida .

7. Biweekly mortgage payments: What they are and how they work - AOL

   www.aol.com/finance/biweekly-mortgage-payments...

   When you make biweekly mortgage payments, you pay your loan every two weeks rather than once a month. This translates to 26 half-payments, or the equivalent of 13 full monthly payments over 12 months.

8. Loan servicing - Wikipedia

   en.wikipedia.org/wiki/Loan_servicing

   Loan servicing is the process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal, and escrow payments from a borrower. In the United States, the vast majority of mortgages are backed by the government or government-sponsored entities (GSEs) through purchase by Fannie Mae, Freddie Mac, or Ginnie Mae (which purchases loans insured by the Federal Housing ...

9. How to lower your mortgage payment

   www.aol.com/finance/lower-mortgage-payment...

   1. Refinance to lower your payment. Refinancing involves replacing your current mortgage with a new one. In a basic rate-and-term refinance, your new loan offers a lower interest rate, a longer ...