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A 457 plan is a type of deferred-compensation plan that allows employees to defer compensation into a retirement account on a pre tax or after-tax basis. It has no 10% penalty for withdrawal before age 55, but has different rules and benefits for governmental and nongovernmental plans.
Like its better-known sibling — the 401(k) — a 457(b) retirement plan is a tax-advantaged way to save for retirement. But the 457(b) is designed especially for employees of state and local ...
State and local government workers can contribute $500 more to their 457 plans in 2020 than they could in 2019. Some workers can make additional catch-up contributions, too.
The movement of funds from a 457(b) plan to an IRA, typically tax-free if completed within 60 days, is actually shifting money from one tax-advantaged account to another.However, any distributions ...
Learn about the history, types, and funding of public sector pensions in the U.S. at the federal, state, and local levels. Compare the retirement benefits and risks of different plans and systems across the country.
CalPERS is an agency that provides retirement and health benefits for over 1.5 million public employees, retirees, and their families in California. It is the largest public pension fund in the U.S., with over $469 billion in assets and a history of shareholder activism and political controversies.
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